Total CFPB complaints
17
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 17 complaints
Executive Financial Consultants, Inc — Debt Collector Complaint Profile
CFPB complaint profile across 4 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Executive Financial Consultants, Inc
- Communication tactics
Communication tactics
3 complaints
- Attempts to collect debt not owed
Attempts to collect debt not owed
3 complaints
- False statements or representation
False statements or representation
2 complaints
- Written notification about debt
Written notification about debt
2 complaints
- Improper contact or sharing of info 1
Improper contact or sharing of info
1 complaints
- Electronic communications 1
Electronic communications
1 complaints
C
Grade C · 60.5/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about Executive Financial Consultants, Inc?
Executive Financial Consultants, Inc has accumulated 17 total CFPB complaints across 4 states, with 1 filed in the most recent 12 months against 16 historical complaints before that window. The trailing-12-month volume represents 5.9% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Communication tactics", narrowing to "Used obscene/profane/abusive language", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate against a 57% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 4 states, led by Missouri with 11 and Kansas with 4, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 60.5/100 places Executive Financial Consultants, Inc in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
1
5.9% of total history
Rising ↑
States active
4
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Consumer disputes
57%
After company response
Reputation grade
C
60.5/100 composite
Response-quality profile
How Executive Financial Consultants, Inc performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 100.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 7.1%
Share of US states + territories with at least one filed complaint against this collector.
How does Executive Financial Consultants, Inc compare to its peers?
Executive Financial Co… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2014-05 2025-06
Top Consumer Issues
Communication tactics3 (%)
False statements or representation2 (%)
Written notification about debt2 (%)
Attempts to collect debt not owed3 (%)
Improper contact or sharing of info1 (%)
Electronic communications1 (%)
Cont'd attempts collect debt not owed1 (%)
Disclosure verification of debt1 (%)
Most common issue: Communication tactics — Used obscene/profane/abusive language
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Communication tactics | Used obscene/profane/abusive language | 2 |
| False statements or representation | Attempted to collect wrong amount | 2 |
| Written notification about debt | Didn't receive enough information to verify debt | 2 |
| Attempts to collect debt not owed | Debt is not yours | 2 |
| Improper contact or sharing of info | Talked to a third party about my debt | 1 |
| Electronic communications | Frequent or repeated messages | 1 |
| Cont'd attempts collect debt not owed | Debt is not mine | 1 |
| Communication tactics | Used obscene, profane, or other abusive language | 1 |
| Attempts to collect debt not owed | Debt was paid | 1 |
| Disclosure verification of debt | Not given enough info to verify debt | 1 |
Where do complaints against Executive Financial Consultants, Inc come from?
The states where consumers have filed the most CFPB complaints against Executive Financial Consultants, Inc. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Executive Financial Consultants, Inc
Across 4 states with at least one filing
- Missouri
Missouri
11 complaints
- Kansas 4
Kansas
4 complaints
- Florida 1
Florida
1 complaints
- Iowa 1
Iowa
1 complaints
Frequently Asked Questions
What is the most common complaint against Executive Financial Consultants, Inc? ▼
The most common issue consumers report about Executive Financial Consultants, Inc is "Communication tactics", specifically "Used obscene/profane/abusive language". This is based on 17 complaints filed with the CFPB.
Are complaints against Executive Financial Consultants, Inc increasing or decreasing? ▼
Complaints against Executive Financial Consultants, Inc are rising. The company received 1 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Executive Financial Consultants, Inc's reputation grade? ▼
Executive Financial Consultants, Inc has a reputation grade of C (score: 60.5/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does Executive Financial Consultants, Inc respond to consumer complaints? ▼
Executive Financial Consultants, Inc has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 57% of cases.
In how many states does Executive Financial Consultants, Inc operate? ▼
Executive Financial Consultants, Inc has received CFPB complaints from consumers in 4 states, with the most complaints from Missouri (11 complaints).
What can I do if Executive Financial Consultants, Inc is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Executive Financial Consultants, Inc violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |