Total CFPB complaints
11
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 11 complaints
Ernst, Ernst & Artmann, Inc. — Debt Collector Complaint Profile
CFPB complaint profile across 5 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Ernst, Ernst & Artmann, Inc.
- Attempts to collect debt not owed
Attempts to collect debt not owed
6 complaints
- Written notification about debt
Written notification about debt
4 complaints
- Disclosure verification of debt 1
Disclosure verification of debt
1 complaints
A
Grade A · 77.5/100 composite
This collector has an excellent complaint record — very few complaints relative to its size, with high response rates.
What do CFPB complaints reveal about Ernst, Ernst & Artmann, Inc.?
Ernst, Ernst & Artmann, Inc. has accumulated 11 total CFPB complaints across 5 states, with 0 filed in the most recent 12 months against 11 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate against a 0% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 5 states, led by California with 6 and Texas with 2, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 77.5/100 places Ernst, Ernst & Artmann, Inc. in grade band A, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Falling ↓
States active
5
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Consumer disputes
0%
After company response
Reputation grade
A
77.5/100 composite
Response-quality profile
How Ernst, Ernst & Artmann, Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 0.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 8.9%
Share of US states + territories with at least one filed complaint against this collector.
How does Ernst, Ernst & Artmann, Inc. compare to its peers?
Ernst, Ernst & Artmann… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2014-11 2024-04
Top Consumer Issues
Attempts to collect debt not owed6 (%)
Written notification about debt4 (%)
Disclosure verification of debt1 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 5 |
| Written notification about debt | Didn't receive enough information to verify debt | 4 |
| Attempts to collect debt not owed | Debt was paid | 1 |
| Disclosure verification of debt | Not given enough info to verify debt | 1 |
Where do complaints against Ernst, Ernst & Artmann, Inc. come from?
The states where consumers have filed the most CFPB complaints against Ernst, Ernst & Artmann, Inc.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Ernst, Ernst & Artmann, Inc.
Across 5 states with at least one filing
- California
California
6 complaints
- Texas 2
Texas
2 complaints
- Georgia 1
Georgia
1 complaints
- Arizona 1
Arizona
1 complaints
- Hawaii 1
Hawaii
1 complaints
Frequently Asked Questions
What is the most common complaint against Ernst, Ernst & Artmann, Inc.? ▼
The most common issue consumers report about Ernst, Ernst & Artmann, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 11 complaints filed with the CFPB.
Are complaints against Ernst, Ernst & Artmann, Inc. increasing or decreasing? ▼
Complaints against Ernst, Ernst & Artmann, Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.
What is Ernst, Ernst & Artmann, Inc.'s reputation grade? ▼
Ernst, Ernst & Artmann, Inc. has a reputation grade of A (score: 77.5/100). This collector has an excellent complaint record — very few complaints relative to its size, with high response rates.
Does Ernst, Ernst & Artmann, Inc. respond to consumer complaints? ▼
Ernst, Ernst & Artmann, Inc. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.
In how many states does Ernst, Ernst & Artmann, Inc. operate? ▼
Ernst, Ernst & Artmann, Inc. has received CFPB complaints from consumers in 5 states, with the most complaints from California (6 complaints).
What can I do if Ernst, Ernst & Artmann, Inc. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Ernst, Ernst & Artmann, Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |