Total CFPB complaints
38
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 38 complaints
Equidata, Inc. — Debt Collector Complaint Profile
CFPB complaint profile across 14 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Equidata, Inc.
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
19 complaints
- Disclosure verification of debt
Disclosure verification of debt
11 complaints
- False statements or representation 4
False statements or representation
4 complaints
- Communication tactics 3
Communication tactics
3 complaints
C
Grade C · 59.7/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about Equidata, Inc.?
Equidata, Inc. has accumulated 38 total CFPB complaints across 14 states, with 0 filed in the most recent 12 months against 38 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Cont'd attempts collect debt not owed", narrowing to "Debt is not mine", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 89% timely-response rate against a 26% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 14 states, led by Virginia with 16 and Maryland with 6, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 59.7/100 places Equidata, Inc. in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
14
Distinct state filings
Timely response rate
89%
Within CFPB SLA window
Consumer disputes
26%
After company response
Reputation grade
C
59.7/100 composite
Response-quality profile
How Equidata, Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 89.5%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 52.6%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 25.0%
Share of US states + territories with at least one filed complaint against this collector.
How does Equidata, Inc. compare to its peers?
Equidata, Inc. National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2013-12 2017-04
Top Consumer Issues
Cont'd attempts collect debt not owed19 (%)
Disclosure verification of debt11 (%)
False statements or representation4 (%)
Communication tactics3 (%)
Most common issue: Cont'd attempts collect debt not owed — Debt is not mine
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Cont'd attempts collect debt not owed | Debt is not mine | 9 |
| Cont'd attempts collect debt not owed | Debt was paid | 8 |
| Disclosure verification of debt | Not given enough info to verify debt | 7 |
| False statements or representation | Attempted to collect wrong amount | 4 |
| Disclosure verification of debt | Right to dispute notice not received | 3 |
| Cont'd attempts collect debt not owed | Debt resulted from identity theft | 2 |
| Disclosure verification of debt | Not disclosed as an attempt to collect | 1 |
| Communication tactics | Used obscene/profane/abusive language | 1 |
| Communication tactics | Called after sent written cease of comm | 1 |
| Communication tactics | Threatened to take legal action | 1 |
Where do complaints against Equidata, Inc. come from?
The states where consumers have filed the most CFPB complaints against Equidata, Inc.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Equidata, Inc.
Across 14 states with at least one filing
- Virginia
Virginia
16 complaints
- Maryland 6
Maryland
6 complaints
- Louisiana 4
Louisiana
4 complaints
- Texas 2
Texas
2 complaints
- Florida 1
Florida
1 complaints
- Michigan 1
Michigan
1 complaints
- Arizona 1
Arizona
1 complaints
- Kentucky 1
Kentucky
1 complaints
Frequently Asked Questions
What is the most common complaint against Equidata, Inc.? ▼
The most common issue consumers report about Equidata, Inc. is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 38 complaints filed with the CFPB.
Are complaints against Equidata, Inc. increasing or decreasing? ▼
Complaints against Equidata, Inc. have been stable. The company received 0 complaints in the last 12 months.
What is Equidata, Inc.'s reputation grade? ▼
Equidata, Inc. has a reputation grade of C (score: 59.7/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does Equidata, Inc. respond to consumer complaints? ▼
Equidata, Inc. has a 89% timely response rate to CFPB complaints. Consumers disputed the company's response in 26% of cases.
In how many states does Equidata, Inc. operate? ▼
Equidata, Inc. has received CFPB complaints from consumers in 14 states, with the most complaints from Virginia (16 complaints).
What can I do if Equidata, Inc. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Equidata, Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |