Total CFPB complaints
260
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 260 complaints
Elevate Recoveries, LLC — Debt Collector Complaint Profile
CFPB complaint profile across 30 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Elevate Recoveries, LLC
- Attempts to collect debt not owed
Attempts to collect debt not owed
126 complaints
- Written notification about debt
Written notification about debt
69 complaints
- Took or threatened to take negative or legal action 23
Took or threatened to take negative or legal action
23 complaints
- False statements or representation 14
False statements or representation
14 complaints
- Communication tactics 14
Communication tactics
14 complaints
F
Grade F · 49.0/100 composite
This collector has a failing complaint record with very high complaint volumes and poor response rates.
What do CFPB complaints reveal about Elevate Recoveries, LLC?
Elevate Recoveries, LLC has accumulated 260 total CFPB complaints across 30 states, with 37 filed in the most recent 12 months against 223 historical complaints before that window. The trailing-12-month volume represents 14.2% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 95% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 30 states, led by Florida with 89 and Texas with 60, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 49.0/100 places Elevate Recoveries, LLC in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
37
14.2% of total history
Falling ↓
States active
30
Distinct state filings
Timely response rate
95%
Within CFPB SLA window
Reputation grade
F
49.0/100 composite
Response-quality profile
How Elevate Recoveries, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 95.4%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 53.6%
Share of US states + territories with at least one filed complaint against this collector.
How does Elevate Recoveries, LLC compare to its peers?
Elevate Recoveries, LL… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2024-03 2026-02
Top Consumer Issues
Attempts to collect debt not owed126 (%)
Written notification about debt69 (%)
Took or threatened to take negative or legal action23 (%)
False statements or representation14 (%)
Communication tactics14 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 74 |
| Written notification about debt | Didn't receive enough information to verify debt | 42 |
| Attempts to collect debt not owed | Debt was result of identity theft | 31 |
| Written notification about debt | Didn't receive notice of right to dispute | 24 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 23 |
| Attempts to collect debt not owed | Debt was paid | 21 |
| False statements or representation | Attempted to collect wrong amount | 14 |
| Communication tactics | Frequent or repeated calls | 7 |
| Communication tactics | You told them to stop contacting you, but they keep trying | 7 |
| Written notification about debt | Notification didn't disclose it was an attempt to collect a debt | 3 |
Where do complaints against Elevate Recoveries, LLC come from?
The states where consumers have filed the most CFPB complaints against Elevate Recoveries, LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Elevate Recoveries, LLC
Across 30 states with at least one filing
- Florida
Florida
89 complaints
- Texas
Texas
60 complaints
- Georgia 21
Georgia
21 complaints
- Virginia 15
Virginia
15 complaints
- Tennessee 12
Tennessee
12 complaints
- Ohio 10
Ohio
10 complaints
- North Carolina 7
North Carolina
7 complaints
- Louisiana 5
Louisiana
5 complaints
Frequently Asked Questions
What is the most common complaint against Elevate Recoveries, LLC? ▼
The most common issue consumers report about Elevate Recoveries, LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 260 complaints filed with the CFPB.
Are complaints against Elevate Recoveries, LLC increasing or decreasing? ▼
Complaints against Elevate Recoveries, LLC are falling. The company received 37 complaints in the last 12 months, showing improvement over prior periods.
What is Elevate Recoveries, LLC's reputation grade? ▼
Elevate Recoveries, LLC has a reputation grade of F (score: 49.0/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.
Does Elevate Recoveries, LLC respond to consumer complaints? ▼
Elevate Recoveries, LLC has a 95% timely response rate to CFPB complaints.
In how many states does Elevate Recoveries, LLC operate? ▼
Elevate Recoveries, LLC has received CFPB complaints from consumers in 30 states, with the most complaints from Florida (89 complaints).
What can I do if Elevate Recoveries, LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Elevate Recoveries, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |