Total CFPB complaints
38
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 38 complaints
eCon Credit LP — Debt Collector Complaint Profile
CFPB complaint profile across 11 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about eCon Credit LP
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
28 complaints
- Attempts to collect debt not owed 5
Attempts to collect debt not owed
5 complaints
- Written notification about debt 3
Written notification about debt
3 complaints
- Cont'd attempts collect debt not owed 1
Cont'd attempts collect debt not owed
1 complaints
- False statements or representation 1
False statements or representation
1 complaints
F
Grade F · 38.7/100 composite
This collector has a failing complaint record with very high complaint volumes and poor response rates.
What do CFPB complaints reveal about eCon Credit LP?
eCon Credit LP has accumulated 38 total CFPB complaints across 11 states, with 33 filed in the most recent 12 months against 5 historical complaints before that window. The trailing-12-month volume represents 86.8% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Took or threatened to take negative or legal action", narrowing to "Threatened or suggested your credit would be damaged", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 11% timely-response rate against a 0% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 11 states, led by Texas with 12 and Arizona with 8, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 38.7/100 places eCon Credit LP in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
33
86.8% of total history
Rising ↑
States active
11
Distinct state filings
Timely response rate
11%
Within CFPB SLA window
Consumer disputes
0%
After company response
Reputation grade
F
38.7/100 composite
Response-quality profile
How eCon Credit LP performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 10.5%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 0.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 19.6%
Share of US states + territories with at least one filed complaint against this collector.
How does eCon Credit LP compare to its peers?
eCon Credit LP National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2017-04 2026-02
Top Consumer Issues
Took or threatened to take negative or legal action28 (%)
Attempts to collect debt not owed5 (%)
Written notification about debt3 (%)
Cont'd attempts collect debt not owed1 (%)
False statements or representation1 (%)
Most common issue: Took or threatened to take negative or legal action — Threatened or suggested your credit would be damaged
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 28 |
| Attempts to collect debt not owed | Debt was result of identity theft | 3 |
| Written notification about debt | Didn't receive enough information to verify debt | 2 |
| Attempts to collect debt not owed | Debt is not yours | 2 |
| Cont'd attempts collect debt not owed | Debt is not mine | 1 |
| False statements or representation | Attempted to collect wrong amount | 1 |
| Written notification about debt | Didn't receive notice of right to dispute | 1 |
Where do complaints against eCon Credit LP come from?
The states where consumers have filed the most CFPB complaints against eCon Credit LP. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against eCon Credit LP
Across 11 states with at least one filing
- Texas
Texas
12 complaints
- Arizona
Arizona
8 complaints
- California 4
California
4 complaints
- Georgia 3
Georgia
3 complaints
- Illinois 3
Illinois
3 complaints
- Oklahoma 2
Oklahoma
2 complaints
- Michigan 2
Michigan
2 complaints
- Missouri 1
Missouri
1 complaints
Frequently Asked Questions
What is the most common complaint against eCon Credit LP? ▼
The most common issue consumers report about eCon Credit LP is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 38 complaints filed with the CFPB.
Are complaints against eCon Credit LP increasing or decreasing? ▼
Complaints against eCon Credit LP are rising. The company received 33 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is eCon Credit LP's reputation grade? ▼
eCon Credit LP has a reputation grade of F (score: 38.7/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.
Does eCon Credit LP respond to consumer complaints? ▼
eCon Credit LP has a 11% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.
In how many states does eCon Credit LP operate? ▼
eCon Credit LP has received CFPB complaints from consumers in 11 states, with the most complaints from Texas (12 complaints).
What can I do if eCon Credit LP is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If eCon Credit LP violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |