Total CFPB complaints
17
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 17 complaints
Easier Funding, LLC — Debt Collector Complaint Profile
CFPB complaint profile across 10 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Easier Funding, LLC
- Didn't provide services promised
Didn't provide services promised
5 complaints
- Confusing or missing disclosures
Confusing or missing disclosures
3 complaints
- Charged upfront or unexpected fees
Charged upfront or unexpected fees
2 complaints
- Attempts to collect debt not owed
Attempts to collect debt not owed
2 complaints
- Electronic communications
Electronic communications
2 complaints
- Took or threatened to take negative or legal action 1
Took or threatened to take negative or legal action
1 complaints
F
Grade F · 39.6/100 composite
This collector has a failing complaint record with very high complaint volumes and poor response rates.
What do CFPB complaints reveal about Easier Funding, LLC?
Easier Funding, LLC has accumulated 17 total CFPB complaints across 10 states, with 9 filed in the most recent 12 months against 8 historical complaints before that window. The trailing-12-month volume represents 52.9% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Didn't provide services promised", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 35% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 10 states, led by Florida with 3 and Texas with 3, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 39.6/100 places Easier Funding, LLC in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
9
52.9% of total history
Rising ↑
States active
10
Distinct state filings
Timely response rate
35%
Within CFPB SLA window
Reputation grade
F
39.6/100 composite
Response-quality profile
How Easier Funding, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 35.3%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 17.9%
Share of US states + territories with at least one filed complaint against this collector.
How does Easier Funding, LLC compare to its peers?
Easier Funding, LLC National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2023-04 2025-12
Top Consumer Issues
Didn't provide services promised5 (%)
Confusing or missing disclosures3 (%)
Charged upfront or unexpected fees2 (%)
Took or threatened to take negative or legal action1 (%)
Attempts to collect debt not owed2 (%)
Problem with customer service1 (%)
Electronic communications2 (%)
Confusing or misleading advertising or marketing1 (%)
Most common issue: Didn't provide services promised
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Didn't provide services promised | — | 5 |
| Confusing or missing disclosures | — | 3 |
| Charged upfront or unexpected fees | — | 2 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 1 |
| Attempts to collect debt not owed | Debt was paid | 1 |
| Problem with customer service | — | 1 |
| Electronic communications | You told them to stop contacting you, but they keep trying | 1 |
| Electronic communications | Contacted before 8am or after 9pm | 1 |
| Confusing or misleading advertising or marketing | — | 1 |
| Attempts to collect debt not owed | Debt is not yours | 1 |
Where do complaints against Easier Funding, LLC come from?
The states where consumers have filed the most CFPB complaints against Easier Funding, LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Easier Funding, LLC
Across 10 states with at least one filing
- Florida
Florida
3 complaints
- Texas
Texas
3 complaints
- Tennessee
Tennessee
2 complaints
- Delaware
Delaware
2 complaints
- New York
New York
2 complaints
- New Jersey 1
New Jersey
1 complaints
- Alabama 1
Alabama
1 complaints
- South Carolina 1
South Carolina
1 complaints
Frequently Asked Questions
What is the most common complaint against Easier Funding, LLC? ▼
The most common issue consumers report about Easier Funding, LLC is "Didn't provide services promised". This is based on 17 complaints filed with the CFPB.
Are complaints against Easier Funding, LLC increasing or decreasing? ▼
Complaints against Easier Funding, LLC are rising. The company received 9 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Easier Funding, LLC's reputation grade? ▼
Easier Funding, LLC has a reputation grade of F (score: 39.6/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.
Does Easier Funding, LLC respond to consumer complaints? ▼
Easier Funding, LLC has a 35% timely response rate to CFPB complaints.
In how many states does Easier Funding, LLC operate? ▼
Easier Funding, LLC has received CFPB complaints from consumers in 10 states, with the most complaints from Florida (3 complaints).
What can I do if Easier Funding, LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Easier Funding, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |