Total CFPB complaints
88
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 88 complaints
Early Warning Services, LLC — Debt Collector Complaint Profile
CFPB complaint profile across 22 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Early Warning Services, LLC
- Attempts to collect debt not owed
Attempts to collect debt not owed
25 complaints
- Written notification about debt
Written notification about debt
20 complaints
- False statements or representation
False statements or representation
11 complaints
- Confusing or missing disclosures 6
Confusing or missing disclosures
6 complaints
- Took or threatened to take negative or legal action 5
Took or threatened to take negative or legal action
5 complaints
- Didn't provide services promised 5
Didn't provide services promised
5 complaints
B
Grade B · 66.3/100 composite
This collector has a good complaint record with relatively few complaints and responsive customer service.
What do CFPB complaints reveal about Early Warning Services, LLC?
Early Warning Services, LLC has accumulated 88 total CFPB complaints across 22 states, with 36 filed in the most recent 12 months against 52 historical complaints before that window. The trailing-12-month volume represents 40.9% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Written notification about debt", narrowing to "Notification didn't disclose it was an attempt to collect a debt", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate against a 0% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 22 states, led by Florida with 17 and New York with 13, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 66.3/100 places Early Warning Services, LLC in grade band B, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
36
40.9% of total history
Rising ↑
States active
22
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Consumer disputes
0%
After company response
Reputation grade
B
66.3/100 composite
Response-quality profile
How Early Warning Services, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 0.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 39.3%
Share of US states + territories with at least one filed complaint against this collector.
How does Early Warning Services, LLC compare to its peers?
Early Warning Services… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2023-02 2026-03
Top Consumer Issues
Written notification about debt20 (%)
False statements or representation11 (%)
Attempts to collect debt not owed25 (%)
Confusing or missing disclosures6 (%)
Took or threatened to take negative or legal action5 (%)
Didn't provide services promised5 (%)
Most common issue: Written notification about debt — Notification didn't disclose it was an attempt to collect a debt
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Written notification about debt | Notification didn't disclose it was an attempt to collect a debt | 12 |
| False statements or representation | Attempted to collect wrong amount | 11 |
| Attempts to collect debt not owed | Debt is not yours | 11 |
| Attempts to collect debt not owed | Debt was result of identity theft | 8 |
| Confusing or missing disclosures | — | 6 |
| Written notification about debt | Didn't receive enough information to verify debt | 6 |
| Attempts to collect debt not owed | Debt was paid | 6 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 5 |
| Didn't provide services promised | — | 5 |
| Written notification about debt | Didn't receive notice of right to dispute | 2 |
Where do complaints against Early Warning Services, LLC come from?
The states where consumers have filed the most CFPB complaints against Early Warning Services, LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Early Warning Services, LLC
Across 22 states with at least one filing
- Florida
Florida
17 complaints
- New York
New York
13 complaints
- California
California
10 complaints
- Texas
Texas
9 complaints
- Arizona 5
Arizona
5 complaints
- New Jersey 5
New Jersey
5 complaints
- Louisiana 3
Louisiana
3 complaints
- Connecticut 3
Connecticut
3 complaints
Frequently Asked Questions
What is the most common complaint against Early Warning Services, LLC? ▼
The most common issue consumers report about Early Warning Services, LLC is "Written notification about debt", specifically "Notification didn't disclose it was an attempt to collect a debt". This is based on 88 complaints filed with the CFPB.
Are complaints against Early Warning Services, LLC increasing or decreasing? ▼
Complaints against Early Warning Services, LLC are rising. The company received 36 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Early Warning Services, LLC's reputation grade? ▼
Early Warning Services, LLC has a reputation grade of B (score: 66.3/100). This collector has a good complaint record with relatively few complaints and responsive customer service.
Does Early Warning Services, LLC respond to consumer complaints? ▼
Early Warning Services, LLC has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.
In how many states does Early Warning Services, LLC operate? ▼
Early Warning Services, LLC has received CFPB complaints from consumers in 22 states, with the most complaints from Florida (17 complaints).
What can I do if Early Warning Services, LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Early Warning Services, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |