Total CFPB complaints
1,693
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 1,693 complaints
Dynamic Recovery Solutions, LLC — Debt Collector Complaint Profile
CFPB complaint profile across 50 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Dynamic Recovery Solutions, LLC
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
574 complaints
- Attempts to collect debt not owed
Attempts to collect debt not owed
322 complaints
- Communication tactics 175
Communication tactics
175 complaints
- Disclosure verification of debt 101
Disclosure verification of debt
101 complaints
- Written notification about debt 82
Written notification about debt
82 complaints
- False statements or representation 55
False statements or representation
55 complaints
D
Grade D · 57.0/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about Dynamic Recovery Solutions, LLC?
Dynamic Recovery Solutions, LLC has accumulated 1,693 total CFPB complaints across 50 states, with 0 filed in the most recent 12 months against 1,693 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.
The dominant consumer grievance logged with the CFPB is "Cont'd attempts collect debt not owed", narrowing to "Debt is not mine", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 98% timely-response rate against a 12% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 50 states, led by Florida with 238 and California with 223, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 57.0/100 places Dynamic Recovery Solutions, LLC in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Falling ↓
States active
50
Distinct state filings
Timely response rate
98%
Within CFPB SLA window
Consumer disputes
12%
After company response
Reputation grade
D
57.0/100 composite
Response-quality profile
How Dynamic Recovery Solutions, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 98.3%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 24.9%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 89.3%
Share of US states + territories with at least one filed complaint against this collector.
How does Dynamic Recovery Solutions, LLC compare to its peers?
Dynamic Recovery Solut… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2022-04 2024-05
Top Consumer Issues
Cont'd attempts collect debt not owed574 (%)
Attempts to collect debt not owed322 (%)
Communication tactics175 (%)
Disclosure verification of debt101 (%)
Written notification about debt82 (%)
False statements or representation55 (%)
Most common issue: Cont'd attempts collect debt not owed — Debt is not mine
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Cont'd attempts collect debt not owed | Debt is not mine | 465 |
| Attempts to collect debt not owed | Debt is not yours | 208 |
| Communication tactics | Frequent or repeated calls | 141 |
| Cont'd attempts collect debt not owed | Debt was paid | 109 |
| Disclosure verification of debt | Not given enough info to verify debt | 101 |
| Written notification about debt | Didn't receive enough information to verify debt | 82 |
| Attempts to collect debt not owed | Debt was paid | 60 |
| False statements or representation | Attempted to collect wrong amount | 55 |
| Attempts to collect debt not owed | Debt was result of identity theft | 54 |
| Communication tactics | You told them to stop contacting you, but they keep trying | 34 |
Where do complaints against Dynamic Recovery Solutions, LLC come from?
The states where consumers have filed the most CFPB complaints against Dynamic Recovery Solutions, LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Dynamic Recovery Solutions, LLC
Across 50 states with at least one filing
- Florida
Florida
238 complaints
- California
California
223 complaints
- Texas
Texas
203 complaints
- New York
New York
109 complaints
- Pennsylvania 75
Pennsylvania
75 complaints
- Georgia 68
Georgia
68 complaints
- Virginia 55
Virginia
55 complaints
- New Jersey 47
New Jersey
47 complaints
Frequently Asked Questions
What is the most common complaint against Dynamic Recovery Solutions, LLC? ▼
The most common issue consumers report about Dynamic Recovery Solutions, LLC is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 1,693 complaints filed with the CFPB.
Are complaints against Dynamic Recovery Solutions, LLC increasing or decreasing? ▼
Complaints against Dynamic Recovery Solutions, LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.
What is Dynamic Recovery Solutions, LLC's reputation grade? ▼
Dynamic Recovery Solutions, LLC has a reputation grade of D (score: 57.0/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does Dynamic Recovery Solutions, LLC respond to consumer complaints? ▼
Dynamic Recovery Solutions, LLC has a 98% timely response rate to CFPB complaints. Consumers disputed the company's response in 12% of cases.
In how many states does Dynamic Recovery Solutions, LLC operate? ▼
Dynamic Recovery Solutions, LLC has received CFPB complaints from consumers in 50 states, with the most complaints from Florida (238 complaints).
What can I do if Dynamic Recovery Solutions, LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Dynamic Recovery Solutions, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |