This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

2026 CFPB data Public-data reference. FDCPA reference 36 complaints

Dunlap Gardiner LLP — Debt Collector Complaint Profile

CFPB complaint profile across 3 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.

Complaints by issue type

What consumers report about Dunlap Gardiner LLP

complaints
Source CFPB Consumer Complaint Database
C

Grade C · 59.7/100 composite

This collector has an average complaint record with moderate complaint volumes and typical response rates.

What do CFPB complaints reveal about Dunlap Gardiner LLP?

Dunlap Gardiner LLP has accumulated 36 total CFPB complaints across 3 states, with 4 filed in the most recent 12 months against 32 historical complaints before that window. The trailing-12-month volume represents 11.1% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.

The dominant consumer grievance logged with the CFPB is "False statements or representation", narrowing to "Attempted to collect wrong amount", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 69% timely-response rate against a 0% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.

Complaints have been recorded across 3 states, led by Georgia with 34 and Texas with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 59.7/100 places Dunlap Gardiner LLP in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.

Complaint Summary

Total CFPB complaints

36

All-time across CCDB intake

Last 12 months

4

11.1% of total history

Rising ↑

States active

3

Distinct state filings

Timely response rate

69%

Within CFPB SLA window

Consumer disputes

0%

After company response

Reputation grade

C

59.7/100 composite

Response-quality profile

How Dunlap Gardiner LLP performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.

Timely response within SLA 69.4%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 0.0%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 5.4%

Share of US states + territories with at least one filed complaint against this collector.

How does Dunlap Gardiner LLP compare to its peers?

How does Dunlap Gardiner LLP compare? Versus a peer and the national average across 60+ high-volume collectors
Dunlap Gardiner LLP National average
Complaints (last 12 mo)lower is better
4
22,938
250
Timely-response ratehigher is better
69%
100%
91%
Consumer-dispute ratelower is better
0%
24%
19%

Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.

Complaint Trend (24 months)

2019-10 2025-10

Top Consumer Issues

False statements or representation14 (%)
Written notification about debt8 (%)
Took or threatened to take negative or legal action9 (%)
Attempts to collect debt not owed4 (%)
Cont'd attempts collect debt not owed1 (%)

Most common issue: False statements or representation — Attempted to collect wrong amount

Know Your Rights

If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.

Learn your full FDCPA rights →

Issue Detail Breakdown

Issue Sub-Issue Complaints
False statements or representation Attempted to collect wrong amount 14
Written notification about debt Didn't receive enough information to verify debt 8
Took or threatened to take negative or legal action Threatened to sue you for very old debt 4
Took or threatened to take negative or legal action Seized or attempted to seize your property 3
Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit 2
Attempts to collect debt not owed Debt was paid 2
Attempts to collect debt not owed Debt is not yours 2
Cont'd attempts collect debt not owed Debt was discharged in bankruptcy 1

Where do complaints against Dunlap Gardiner LLP come from?

The states where consumers have filed the most CFPB complaints against Dunlap Gardiner LLP. Every figure is the company's own complaint count in that state — not a national baseline.

Top states by complaints against Dunlap Gardiner LLP

Across 3 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Frequently Asked Questions

What is the most common complaint against Dunlap Gardiner LLP?

The most common issue consumers report about Dunlap Gardiner LLP is "False statements or representation", specifically "Attempted to collect wrong amount". This is based on 36 complaints filed with the CFPB.

Are complaints against Dunlap Gardiner LLP increasing or decreasing?

Complaints against Dunlap Gardiner LLP are rising. The company received 4 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Dunlap Gardiner LLP's reputation grade?

Dunlap Gardiner LLP has a reputation grade of C (score: 59.7/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.

Does Dunlap Gardiner LLP respond to consumer complaints?

Dunlap Gardiner LLP has a 69% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Dunlap Gardiner LLP operate?

Dunlap Gardiner LLP has received CFPB complaints from consumers in 3 states, with the most complaints from Georgia (34 complaints).

What can I do if Dunlap Gardiner LLP is contacting me?

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Dunlap Gardiner LLP violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.

Consumer Guides

Primary source data

Related

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial