Total CFPB complaints
26
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 26 complaints
Dream Center Education Holdings — Debt Collector Complaint Profile
CFPB complaint profile across 16 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Dream Center Education Holdings
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
7 complaints
- Attempts to collect debt not owed
Attempts to collect debt not owed
6 complaints
- False statements or representation
False statements or representation
4 complaints
- Communication tactics
Communication tactics
3 complaints
- Disclosure verification of debt 2
Disclosure verification of debt
2 complaints
- Written notification about debt 1
Written notification about debt
1 complaints
B
Grade B · 68.5/100 composite
This collector has a good complaint record with relatively few complaints and responsive customer service.
What do CFPB complaints reveal about Dream Center Education Holdings?
Dream Center Education Holdings has accumulated 26 total CFPB complaints across 16 states, with 0 filed in the most recent 12 months against 26 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Cont'd attempts collect debt not owed", narrowing to "Debt was paid", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate against a 14% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 16 states, led by California with 5 and Alabama with 3, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 68.5/100 places Dream Center Education Holdings in grade band B, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
16
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Consumer disputes
14%
After company response
Reputation grade
B
68.5/100 composite
Response-quality profile
How Dream Center Education Holdings performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 28.6%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 28.6%
Share of US states + territories with at least one filed complaint against this collector.
How does Dream Center Education Holdings compare to its peers?
Dream Center Education… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2015-05 2020-11
Top Consumer Issues
Cont'd attempts collect debt not owed7 (%)
False statements or representation4 (%)
Attempts to collect debt not owed6 (%)
Communication tactics3 (%)
Disclosure verification of debt2 (%)
Written notification about debt1 (%)
Improper contact or sharing of info1 (%)
Most common issue: Cont'd attempts collect debt not owed — Debt was paid
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Cont'd attempts collect debt not owed | Debt was paid | 5 |
| False statements or representation | Attempted to collect wrong amount | 4 |
| Attempts to collect debt not owed | Debt is not yours | 4 |
| Communication tactics | Frequent or repeated calls | 3 |
| Disclosure verification of debt | Right to dispute notice not received | 2 |
| Cont'd attempts collect debt not owed | Debt is not mine | 2 |
| Written notification about debt | Didn't receive enough information to verify debt | 1 |
| Attempts to collect debt not owed | Debt was result of identity theft | 1 |
| Improper contact or sharing of info | Contacted me after I asked not to | 1 |
| Attempts to collect debt not owed | Debt was already discharged in bankruptcy and is no longer owed | 1 |
Where do complaints against Dream Center Education Holdings come from?
The states where consumers have filed the most CFPB complaints against Dream Center Education Holdings. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Dream Center Education Holdings
Across 16 states with at least one filing
- California
California
5 complaints
- Alabama
Alabama
3 complaints
- Georgia
Georgia
2 complaints
- Maryland
Maryland
2 complaints
- North Carolina
North Carolina
2 complaints
- Pennsylvania
Pennsylvania
2 complaints
- New York 1
New York
1 complaints
- Texas 1
Texas
1 complaints
Frequently Asked Questions
What is the most common complaint against Dream Center Education Holdings? ▼
The most common issue consumers report about Dream Center Education Holdings is "Cont'd attempts collect debt not owed", specifically "Debt was paid". This is based on 26 complaints filed with the CFPB.
Are complaints against Dream Center Education Holdings increasing or decreasing? ▼
Complaints against Dream Center Education Holdings have been stable. The company received 0 complaints in the last 12 months.
What is Dream Center Education Holdings's reputation grade? ▼
Dream Center Education Holdings has a reputation grade of B (score: 68.5/100). This collector has a good complaint record with relatively few complaints and responsive customer service.
Does Dream Center Education Holdings respond to consumer complaints? ▼
Dream Center Education Holdings has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 14% of cases.
In how many states does Dream Center Education Holdings operate? ▼
Dream Center Education Holdings has received CFPB complaints from consumers in 16 states, with the most complaints from California (5 complaints).
What can I do if Dream Center Education Holdings is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Dream Center Education Holdings violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |