This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

2026 CFPB data Public-data reference. FDCPA reference 2 complaints

Draper and Kramer Mortgage Corp. — Debt Collector Complaint Profile

CFPB complaint profile across 2 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.

Complaints by issue type

What consumers report about Draper and Kramer Mortgage Corp.

complaints
Source CFPB Consumer Complaint Database
F

Grade F · 45.1/100 composite

This collector has a failing complaint record with very high complaint volumes and poor response rates.

What do CFPB complaints reveal about Draper and Kramer Mortgage Corp.?

Draper and Kramer Mortgage Corp. has accumulated 2 total CFPB complaints across 2 states, with 2 filed in the most recent 12 months against 0 historical complaints before that window. The trailing-12-month volume represents 100.0% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt was result of identity theft", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 0% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.

Complaints have been recorded across 2 states, led by Virginia with 1 and Colorado with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 45.1/100 places Draper and Kramer Mortgage Corp. in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.

Complaint Summary

Total CFPB complaints

2

All-time across CCDB intake

Last 12 months

2

100.0% of total history

Rising ↑

States active

2

Distinct state filings

Timely response rate

0%

Within CFPB SLA window

Reputation grade

F

45.1/100 composite

Response-quality profile

How Draper and Kramer Mortgage Corp. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.

Timely response within SLA 0.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

State coverage breadth 3.6%

Share of US states + territories with at least one filed complaint against this collector.

How does Draper and Kramer Mortgage Corp. compare to its peers?

How does Draper and Kramer Mortgage Corp. compare? Versus a peer and the national average across 60+ high-volume collectors
Draper and Kramer Mort… National average
Complaints (last 12 mo)lower is better
2
22,938
250
Timely-response ratehigher is better
0%
100%
91%
Consumer-dispute ratelower is better
0%
24%
19%

Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.

Complaint Trend (24 months)

2025-06 2026-01

Top Consumer Issues

Attempts to collect debt not owed1 (%)
Written notification about debt1 (%)

Most common issue: Attempts to collect debt not owed — Debt was result of identity theft

Know Your Rights

If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.

Learn your full FDCPA rights →

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed Debt was result of identity theft 1
Written notification about debt Didn't receive enough information to verify debt 1

Where do complaints against Draper and Kramer Mortgage Corp. come from?

The states where consumers have filed the most CFPB complaints against Draper and Kramer Mortgage Corp.. Every figure is the company's own complaint count in that state — not a national baseline.

Top states by complaints against Draper and Kramer Mortgage Corp.

Across 2 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Frequently Asked Questions

What is the most common complaint against Draper and Kramer Mortgage Corp.?

The most common issue consumers report about Draper and Kramer Mortgage Corp. is "Attempts to collect debt not owed", specifically "Debt was result of identity theft". This is based on 2 complaints filed with the CFPB.

Are complaints against Draper and Kramer Mortgage Corp. increasing or decreasing?

Complaints against Draper and Kramer Mortgage Corp. are rising. The company received 2 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Draper and Kramer Mortgage Corp.'s reputation grade?

Draper and Kramer Mortgage Corp. has a reputation grade of F (score: 45.1/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.

Does Draper and Kramer Mortgage Corp. respond to consumer complaints?

Draper and Kramer Mortgage Corp. has a 0% timely response rate to CFPB complaints.

In how many states does Draper and Kramer Mortgage Corp. operate?

Draper and Kramer Mortgage Corp. has received CFPB complaints from consumers in 2 states, with the most complaints from Virginia (1 complaints).

What can I do if Draper and Kramer Mortgage Corp. is contacting me?

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Draper and Kramer Mortgage Corp. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.

Consumer Guides

Primary source data

Related

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial