Total CFPB complaints
597
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 597 complaints
Diverse Funding Associates LLC — Debt Collector Complaint Profile
CFPB complaint profile across 45 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Diverse Funding Associates LLC
- Attempts to collect debt not owed
Attempts to collect debt not owed
226 complaints
- Written notification about debt
Written notification about debt
114 complaints
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
101 complaints
- False statements or representation 69
False statements or representation
69 complaints
- Communication tactics 13
Communication tactics
13 complaints
D
Grade D · 55.2/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about Diverse Funding Associates LLC?
Diverse Funding Associates LLC has accumulated 597 total CFPB complaints across 45 states, with 200 filed in the most recent 12 months against 397 historical complaints before that window. The trailing-12-month volume represents 33.5% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 99% timely-response rate against a 25% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 45 states, led by Texas with 62 and Florida with 60, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 55.2/100 places Diverse Funding Associates LLC in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
200
33.5% of total history
Rising ↑
States active
45
Distinct state filings
Timely response rate
99%
Within CFPB SLA window
Consumer disputes
25%
After company response
Reputation grade
D
55.2/100 composite
Response-quality profile
How Diverse Funding Associates LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 99.5%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 50.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 80.4%
Share of US states + territories with at least one filed complaint against this collector.
How does Diverse Funding Associates LLC compare to its peers?
Diverse Funding Associ… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2024-04 2026-03
Top Consumer Issues
Attempts to collect debt not owed226 (%)
False statements or representation69 (%)
Written notification about debt114 (%)
Took or threatened to take negative or legal action101 (%)
Communication tactics13 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 135 |
| False statements or representation | Attempted to collect wrong amount | 69 |
| Written notification about debt | Didn't receive enough information to verify debt | 68 |
| Attempts to collect debt not owed | Debt was result of identity theft | 67 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 65 |
| Written notification about debt | Didn't receive notice of right to dispute | 46 |
| Attempts to collect debt not owed | Debt was paid | 24 |
| Took or threatened to take negative or legal action | Threatened to sue you for very old debt | 20 |
| Took or threatened to take negative or legal action | Sued you without properly notifying you of lawsuit | 16 |
| Communication tactics | Frequent or repeated calls | 13 |
Where do complaints against Diverse Funding Associates LLC come from?
The states where consumers have filed the most CFPB complaints against Diverse Funding Associates LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Diverse Funding Associates LLC
Across 45 states with at least one filing
- Texas
Texas
62 complaints
- Florida
Florida
60 complaints
- Georgia
Georgia
49 complaints
- New York
New York
45 complaints
- California
California
45 complaints
- Illinois
Illinois
35 complaints
- Pennsylvania 24
Pennsylvania
24 complaints
- Maryland 23
Maryland
23 complaints
Frequently Asked Questions
What is the most common complaint against Diverse Funding Associates LLC? ▼
The most common issue consumers report about Diverse Funding Associates LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 597 complaints filed with the CFPB.
Are complaints against Diverse Funding Associates LLC increasing or decreasing? ▼
Complaints against Diverse Funding Associates LLC are rising. The company received 200 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Diverse Funding Associates LLC's reputation grade? ▼
Diverse Funding Associates LLC has a reputation grade of D (score: 55.2/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does Diverse Funding Associates LLC respond to consumer complaints? ▼
Diverse Funding Associates LLC has a 99% timely response rate to CFPB complaints. Consumers disputed the company's response in 25% of cases.
In how many states does Diverse Funding Associates LLC operate? ▼
Diverse Funding Associates LLC has received CFPB complaints from consumers in 45 states, with the most complaints from Texas (62 complaints).
What can I do if Diverse Funding Associates LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Diverse Funding Associates LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |