Total CFPB complaints
417
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 417 complaints
Designed Receivable Solutions, Inc. — Debt Collector Complaint Profile
CFPB complaint profile across 29 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Designed Receivable Solutions, Inc.
- Attempts to collect debt not owed
Attempts to collect debt not owed
150 complaints
- Written notification about debt
Written notification about debt
81 complaints
- Cont'd attempts collect debt not owed 44
Cont'd attempts collect debt not owed
44 complaints
- False statements or representation 33
False statements or representation
33 complaints
- Took or threatened to take negative or legal action 28
Took or threatened to take negative or legal action
28 complaints
- Disclosure verification of debt 16
Disclosure verification of debt
16 complaints
D
Grade D · 52.4/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about Designed Receivable Solutions, Inc.?
Designed Receivable Solutions, Inc. has accumulated 417 total CFPB complaints across 29 states, with 25 filed in the most recent 12 months against 392 historical complaints before that window. The trailing-12-month volume represents 6.0% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 96% timely-response rate against a 34% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 29 states, led by California with 260 and Alabama with 49, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 52.4/100 places Designed Receivable Solutions, Inc. in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
25
6.0% of total history
Falling ↓
States active
29
Distinct state filings
Timely response rate
96%
Within CFPB SLA window
Consumer disputes
34%
After company response
Reputation grade
D
52.4/100 composite
Response-quality profile
How Designed Receivable Solutions, Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 96.2%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 68.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 51.8%
Share of US states + territories with at least one filed complaint against this collector.
How does Designed Receivable Solutions, Inc. compare to its peers?
Designed Receivable So… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2023-10 2026-03
Top Consumer Issues
Attempts to collect debt not owed150 (%)
Written notification about debt81 (%)
False statements or representation33 (%)
Cont'd attempts collect debt not owed44 (%)
Took or threatened to take negative or legal action28 (%)
Disclosure verification of debt16 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 69 |
| Written notification about debt | Didn't receive enough information to verify debt | 65 |
| Attempts to collect debt not owed | Debt was result of identity theft | 53 |
| False statements or representation | Attempted to collect wrong amount | 33 |
| Cont'd attempts collect debt not owed | Debt is not mine | 30 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 28 |
| Attempts to collect debt not owed | Debt was paid | 28 |
| Disclosure verification of debt | Not given enough info to verify debt | 16 |
| Written notification about debt | Didn't receive notice of right to dispute | 16 |
| Cont'd attempts collect debt not owed | Debt was paid | 14 |
Where do complaints against Designed Receivable Solutions, Inc. come from?
The states where consumers have filed the most CFPB complaints against Designed Receivable Solutions, Inc.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Designed Receivable Solutions, Inc.
Across 29 states with at least one filing
- California
California
260 complaints
- Alabama 49
Alabama
49 complaints
- Arizona 16
Arizona
16 complaints
- Georgia 13
Georgia
13 complaints
- Texas 11
Texas
11 complaints
- South Carolina 10
South Carolina
10 complaints
- Florida 10
Florida
10 complaints
- Nevada 9
Nevada
9 complaints
Frequently Asked Questions
What is the most common complaint against Designed Receivable Solutions, Inc.? ▼
The most common issue consumers report about Designed Receivable Solutions, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 417 complaints filed with the CFPB.
Are complaints against Designed Receivable Solutions, Inc. increasing or decreasing? ▼
Complaints against Designed Receivable Solutions, Inc. are falling. The company received 25 complaints in the last 12 months, showing improvement over prior periods.
What is Designed Receivable Solutions, Inc.'s reputation grade? ▼
Designed Receivable Solutions, Inc. has a reputation grade of D (score: 52.4/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does Designed Receivable Solutions, Inc. respond to consumer complaints? ▼
Designed Receivable Solutions, Inc. has a 96% timely response rate to CFPB complaints. Consumers disputed the company's response in 34% of cases.
In how many states does Designed Receivable Solutions, Inc. operate? ▼
Designed Receivable Solutions, Inc. has received CFPB complaints from consumers in 29 states, with the most complaints from California (260 complaints).
What can I do if Designed Receivable Solutions, Inc. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Designed Receivable Solutions, Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |