Total CFPB complaints
47
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 47 complaints
Delivery Financial Services, LLC — Debt Collector Complaint Profile
CFPB complaint profile across 12 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Delivery Financial Services, LLC
- Attempts to collect debt not owed
Attempts to collect debt not owed
22 complaints
- Written notification about debt
Written notification about debt
18 complaints
- Took or threatened to take negative or legal action 3
Took or threatened to take negative or legal action
3 complaints
- False statements or representation 3
False statements or representation
3 complaints
- Communication tactics 1
Communication tactics
1 complaints
D
Grade D · 55.0/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about Delivery Financial Services, LLC?
Delivery Financial Services, LLC has accumulated 47 total CFPB complaints across 12 states, with 3 filed in the most recent 12 months against 44 historical complaints before that window. The trailing-12-month volume represents 6.4% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Written notification about debt", narrowing to "Didn't receive enough information to verify debt", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 96% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 12 states, led by Arizona with 23 and Oklahoma with 8, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 55.0/100 places Delivery Financial Services, LLC in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
3
6.4% of total history
Rising ↑
States active
12
Distinct state filings
Timely response rate
96%
Within CFPB SLA window
Reputation grade
D
55.0/100 composite
Response-quality profile
How Delivery Financial Services, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 95.7%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 21.4%
Share of US states + territories with at least one filed complaint against this collector.
How does Delivery Financial Services, LLC compare to its peers?
Delivery Financial Ser… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2020-11 2025-12
Top Consumer Issues
Written notification about debt18 (%)
Attempts to collect debt not owed22 (%)
Took or threatened to take negative or legal action3 (%)
False statements or representation3 (%)
Communication tactics1 (%)
Most common issue: Written notification about debt — Didn't receive enough information to verify debt
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Written notification about debt | Didn't receive enough information to verify debt | 13 |
| Attempts to collect debt not owed | Debt is not yours | 9 |
| Attempts to collect debt not owed | Debt was result of identity theft | 7 |
| Attempts to collect debt not owed | Debt was paid | 6 |
| Written notification about debt | Didn't receive notice of right to dispute | 4 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 3 |
| False statements or representation | Impersonated attorney, law enforcement, or government official | 2 |
| Communication tactics | Called before 8am or after 9pm | 1 |
| False statements or representation | Attempted to collect wrong amount | 1 |
| Written notification about debt | Notification didn't disclose it was an attempt to collect a debt | 1 |
Where do complaints against Delivery Financial Services, LLC come from?
The states where consumers have filed the most CFPB complaints against Delivery Financial Services, LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Delivery Financial Services, LLC
Across 12 states with at least one filing
- Arizona
Arizona
23 complaints
- Oklahoma 8
Oklahoma
8 complaints
- California 3
California
3 complaints
- Ohio 2
Ohio
2 complaints
- Texas 2
Texas
2 complaints
- Florida 2
Florida
2 complaints
- Illinois 1
Illinois
1 complaints
- Alabama 1
Alabama
1 complaints
Frequently Asked Questions
What is the most common complaint against Delivery Financial Services, LLC? ▼
The most common issue consumers report about Delivery Financial Services, LLC is "Written notification about debt", specifically "Didn't receive enough information to verify debt". This is based on 47 complaints filed with the CFPB.
Are complaints against Delivery Financial Services, LLC increasing or decreasing? ▼
Complaints against Delivery Financial Services, LLC are rising. The company received 3 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Delivery Financial Services, LLC's reputation grade? ▼
Delivery Financial Services, LLC has a reputation grade of D (score: 55.0/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does Delivery Financial Services, LLC respond to consumer complaints? ▼
Delivery Financial Services, LLC has a 96% timely response rate to CFPB complaints.
In how many states does Delivery Financial Services, LLC operate? ▼
Delivery Financial Services, LLC has received CFPB complaints from consumers in 12 states, with the most complaints from Arizona (23 complaints).
What can I do if Delivery Financial Services, LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Delivery Financial Services, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |