Total CFPB complaints
24
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 24 complaints
Data Check of America LLC — Debt Collector Complaint Profile
CFPB complaint profile across 9 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Data Check of America LLC
- Communication tactics
Communication tactics
6 complaints
- Taking/threatening an illegal action
Taking/threatening an illegal action
5 complaints
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
5 complaints
- Disclosure verification of debt
Disclosure verification of debt
4 complaints
- Attempts to collect debt not owed 2
Attempts to collect debt not owed
2 complaints
- False statements or representation 1
False statements or representation
1 complaints
F
Grade F · 39.2/100 composite
This collector has a failing complaint record with very high complaint volumes and poor response rates.
What do CFPB complaints reveal about Data Check of America LLC?
Data Check of America LLC has accumulated 24 total CFPB complaints across 9 states, with 0 filed in the most recent 12 months against 24 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.
The dominant consumer grievance logged with the CFPB is "Taking/threatening an illegal action", narrowing to "Threatened to sue on too old debt", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 4% timely-response rate against a 0% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 9 states, led by Alabama with 7 and Georgia with 5, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 39.2/100 places Data Check of America LLC in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Falling ↓
States active
9
Distinct state filings
Timely response rate
4%
Within CFPB SLA window
Consumer disputes
0%
After company response
Reputation grade
F
39.2/100 composite
Response-quality profile
How Data Check of America LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 4.2%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 0.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 16.1%
Share of US states + territories with at least one filed complaint against this collector.
How does Data Check of America LLC compare to its peers?
Data Check of America … National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2016-05 2024-07
Top Consumer Issues
Taking/threatening an illegal action5 (%)
Disclosure verification of debt4 (%)
Communication tactics6 (%)
Attempts to collect debt not owed2 (%)
Cont'd attempts collect debt not owed5 (%)
False statements or representation1 (%)
Took or threatened to take negative or legal action1 (%)
Most common issue: Taking/threatening an illegal action — Threatened to sue on too old debt
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Taking/threatening an illegal action | Threatened to sue on too old debt | 5 |
| Disclosure verification of debt | Not given enough info to verify debt | 4 |
| Communication tactics | Threatened to take legal action | 4 |
| Communication tactics | Frequent or repeated calls | 2 |
| Attempts to collect debt not owed | Debt is not yours | 2 |
| Cont'd attempts collect debt not owed | Debt is not mine | 2 |
| Cont'd attempts collect debt not owed | Debt was paid | 2 |
| Cont'd attempts collect debt not owed | Debt resulted from identity theft | 1 |
| False statements or representation | Impersonated an attorney or official | 1 |
| Took or threatened to take negative or legal action | Threatened to sue you for very old debt | 1 |
Where do complaints against Data Check of America LLC come from?
The states where consumers have filed the most CFPB complaints against Data Check of America LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Data Check of America LLC
Across 9 states with at least one filing
- Alabama
Alabama
7 complaints
- Georgia
Georgia
5 complaints
- California
California
3 complaints
- Tennessee 2
Tennessee
2 complaints
- Florida 2
Florida
2 complaints
- Texas 1
Texas
1 complaints
- Maryland 1
Maryland
1 complaints
- Missouri 1
Missouri
1 complaints
Frequently Asked Questions
What is the most common complaint against Data Check of America LLC? ▼
The most common issue consumers report about Data Check of America LLC is "Taking/threatening an illegal action", specifically "Threatened to sue on too old debt". This is based on 24 complaints filed with the CFPB.
Are complaints against Data Check of America LLC increasing or decreasing? ▼
Complaints against Data Check of America LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.
What is Data Check of America LLC's reputation grade? ▼
Data Check of America LLC has a reputation grade of F (score: 39.2/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.
Does Data Check of America LLC respond to consumer complaints? ▼
Data Check of America LLC has a 4% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.
In how many states does Data Check of America LLC operate? ▼
Data Check of America LLC has received CFPB complaints from consumers in 9 states, with the most complaints from Alabama (7 complaints).
What can I do if Data Check of America LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Data Check of America LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |