Total CFPB complaints
116
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 116 complaints
C.Tech Collections, Inc. — Debt Collector Complaint Profile
CFPB complaint profile across 12 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about C.Tech Collections, Inc.
- Attempts to collect debt not owed
Attempts to collect debt not owed
41 complaints
- Written notification about debt
Written notification about debt
21 complaints
- False statements or representation 13
False statements or representation
13 complaints
- Disclosure verification of debt 10
Disclosure verification of debt
10 complaints
- Cont'd attempts collect debt not owed 9
Cont'd attempts collect debt not owed
9 complaints
- Took or threatened to take negative or legal action 7
Took or threatened to take negative or legal action
7 complaints
C
Grade C · 62.3/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about C.Tech Collections, Inc.?
C.Tech Collections, Inc. has accumulated 116 total CFPB complaints across 12 states, with 12 filed in the most recent 12 months against 104 historical complaints before that window. The trailing-12-month volume represents 10.3% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 97% timely-response rate against a 8% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 12 states, led by New York with 64 and New Jersey with 31, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 62.3/100 places C.Tech Collections, Inc. in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
12
10.3% of total history
Stable →
States active
12
Distinct state filings
Timely response rate
97%
Within CFPB SLA window
Consumer disputes
8%
After company response
Reputation grade
C
62.3/100 composite
Response-quality profile
How C.Tech Collections, Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 96.6%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 15.4%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 21.4%
Share of US states + territories with at least one filed complaint against this collector.
How does C.Tech Collections, Inc. compare to its peers?
C.Tech Collections, In… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2022-10 2026-03
Top Consumer Issues
Attempts to collect debt not owed41 (%)
Written notification about debt21 (%)
False statements or representation13 (%)
Disclosure verification of debt10 (%)
Took or threatened to take negative or legal action7 (%)
Cont'd attempts collect debt not owed9 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 22 |
| Attempts to collect debt not owed | Debt was paid | 19 |
| Written notification about debt | Didn't receive enough information to verify debt | 19 |
| False statements or representation | Attempted to collect wrong amount | 13 |
| Disclosure verification of debt | Not given enough info to verify debt | 8 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 7 |
| Cont'd attempts collect debt not owed | Debt was paid | 5 |
| Cont'd attempts collect debt not owed | Debt is not mine | 4 |
| Written notification about debt | Didn't receive notice of right to dispute | 2 |
| Disclosure verification of debt | Right to dispute notice not received | 2 |
Where do complaints against C.Tech Collections, Inc. come from?
The states where consumers have filed the most CFPB complaints against C.Tech Collections, Inc.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against C.Tech Collections, Inc.
Across 12 states with at least one filing
- New York
New York
64 complaints
- New Jersey
New Jersey
31 complaints
- California 4
California
4 complaints
- Pennsylvania 3
Pennsylvania
3 complaints
- Illinois 2
Illinois
2 complaints
- New Hampshire 2
New Hampshire
2 complaints
- South Carolina 2
South Carolina
2 complaints
- Florida 1
Florida
1 complaints
Frequently Asked Questions
What is the most common complaint against C.Tech Collections, Inc.? ▼
The most common issue consumers report about C.Tech Collections, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 116 complaints filed with the CFPB.
Are complaints against C.Tech Collections, Inc. increasing or decreasing? ▼
Complaints against C.Tech Collections, Inc. have been stable. The company received 12 complaints in the last 12 months.
What is C.Tech Collections, Inc.'s reputation grade? ▼
C.Tech Collections, Inc. has a reputation grade of C (score: 62.3/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does C.Tech Collections, Inc. respond to consumer complaints? ▼
C.Tech Collections, Inc. has a 97% timely response rate to CFPB complaints. Consumers disputed the company's response in 8% of cases.
In how many states does C.Tech Collections, Inc. operate? ▼
C.Tech Collections, Inc. has received CFPB complaints from consumers in 12 states, with the most complaints from New York (64 complaints).
What can I do if C.Tech Collections, Inc. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If C.Tech Collections, Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |