This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade C 10 complaints

Creditors Specialty Northwest, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade C.

Complaints by issue type

What consumers report about Creditors Specialty Northwest, Inc.

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

C

Grade C · 62.8/100 composite

This collector has an average complaint record with moderate complaint volumes and typical response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of C: Creditors Specialty Northwest, Inc. ranks ahead of 52% of the 5,283 collectors PlainCollector grades - 48% keep a cleaner CFPB record, on 10 all-time complaints and a 89% timely-response rate.

52nd pct
reputation rank of 5,283 graded collectors
10
CFPB complaints, all-time
89%
answered inside the CFPB window
3
in the last 12 months (rising)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Creditors Specialty Northwest, Inc.?

Creditors Specialty Northwest, Inc. has accumulated 10 total CFPB complaints across 1 states, with 3 filed in the most recent 12 months against 7 historical complaints before that window. The trailing-12-month volume represents 30.0% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "You told them to stop contacting you, but they keep trying". The company posts a 89% timely-response rate.

Complaints have been recorded across 1 states, led by Oregon with 10. Normalized against the full CFPB collector database, the reputation score of 62.8/100 places Creditors Specialty Northwest, Inc. in grade band C.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

10

low-volume (CCDB)

Last 12 months

3

30.0% of all-time complaints

Rising ↑

States active

1

limited footprint

Timely response rate

89%

acceptable band

Reputation grade

C

62.8/100 composite

How does Creditors Specialty Northwest, Inc.'s reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

63 52nd percentile higher than 52% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). Below this entry. 60–70: 1,364 graded collectors (26%). This entry sits in this band. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Creditors Specialty Northwest, Inc. versus the debt-collection vertical average.

Timely response within SLA 88.9%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

State coverage breadth 1.8%

Share of US states + territories with at least one filed complaint against this collector.

How does Creditors Specialty Northwest, Inc. compare to its peers?

How does Creditors Specialty Northwest, Inc. compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Creditors Specialty No… National average
Complaints (last 12 mo)lower is better
3
0
268
Timely-response ratehigher is better
89%
90%
91%
Consumer-dispute ratelower is better
0%
13%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-08 2023-08

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 3
Communication tactics - 3
Written notification about debt - 2
Took or threatened to take negative or legal action - 1
False statements or representation - 1

Where do complaints against Creditors Specialty Northwest, Inc. come from?

Creditors Specialty Northwest, Inc.'s own per-state count, not a national baseline.

Top states by complaints against Creditors Specialty Northwest, Inc.

Across 1 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Creditors Specialty Northwest, Inc. contacts you

A grade of C signals how Creditors Specialty Northwest, Inc.'s CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Creditors Specialty Northwest, Inc. and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Creditors Specialty Northwest, Inc. ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Creditors Specialty Northwest, Inc.? ▼

The most common issue consumers report about Creditors Specialty Northwest, Inc. is "Attempts to collect debt not owed", specifically "You told them to stop contacting you, but they keep trying". This is based on 10 complaints filed with the CFPB.

Are complaints against Creditors Specialty Northwest, Inc. increasing or decreasing? ▼

Complaints against Creditors Specialty Northwest, Inc. are rising. The company received 3 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Creditors Specialty Northwest, Inc.'s reputation grade? ▼

Creditors Specialty Northwest, Inc. has a reputation grade of C (score: 62.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Creditors Specialty Northwest, Inc. respond to consumer complaints? ▼

Creditors Specialty Northwest, Inc. has a 89% timely response rate to CFPB complaints.

In how many states does Creditors Specialty Northwest, Inc. operate? ▼

Creditors Specialty Northwest, Inc. has received CFPB complaints from consumers in 1 states, with the most complaints from Oregon (10 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.