What is the most common complaint against Creditors Service Bureau Inc?

The most common issue consumers report about Creditors Service Bureau Inc is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 13 complaints filed with the CFPB.

Are complaints against Creditors Service Bureau Inc increasing or decreasing?

Complaints against Creditors Service Bureau Inc are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Creditors Service Bureau Inc's reputation grade?

Creditors Service Bureau Inc has a reputation grade of D (score: 54.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Creditors Service Bureau Inc respond to consumer complaints?

Creditors Service Bureau Inc has a 92% timely response rate to CFPB complaints. Consumers disputed the company's response in 60% of cases.

In how many states does Creditors Service Bureau Inc operate?

Creditors Service Bureau Inc has received CFPB complaints from consumers in 3 states, with the most complaints from Kansas (11 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Creditors Service Bureau Inc - Debt Collector Complaint Profile

CFPB complaint profile across 3 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

7
Disclosure verification of debt

3
Written notification about debt

1
Communication tactics

1
Cont'd attempts collect debt not owed

1

Data updated September 2026

CFPB complaint disposition

CCDB record creditors-service-bureau-inc Creditors Service Bureau Inc

Grade D · 13 CFPB filings · 92% timely · lead issue: Attempts to collect debt not owed · vol #2246 · compose #3410

VOL 13
GRADE D
12MO 0
STATES 3
TIMELY 92%
DISPUTE 60%
ISSUE Attempts to collect debt n…
RANK #2,246
COMPOSE #3,410

Volume peers

Nearest volume peer: 3rd Generation, Inc. (13 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Creditors Service Bureau Inc's 13 CFPB complaints sit next to 3rd Generation, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

84.6% of Creditors Service Bureau Inc's CFPB filings land in Kansas

High volume does not equal a clean composite: Creditors Service Bureau Inc is volume #2,246 but composite #3,410, while Kansas dominates the geography. Corpus placement method.

Dominant state: Kansas 84.6%; 11 of 13 filings · 3 states touched
Spike month: 2026-02 25.0%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,246 volume; #3,410 composite; Cleanest-composite ladder is 1,164 places worse than volume

How does Creditors Service Bureau Inc compare to its peers?

How does Creditors Service Bureau Inc compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Creditors Service Bure… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

92%

91%

Consumer-dispute ratelower is better

60%

22%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2025-02 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	7
Disclosure verification of debt	3
Written notification about debt	1
Communication tactics	1
Cont'd attempts collect debt not owed	1

Where do complaints against Creditors Service Bureau Inc come from?

Creditors Service Bureau Inc's own per-state count, not a national baseline.

Kansas

11
Florida

1
Missouri

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Creditors Service Bureau Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 13.

4 peers

Know your rights before responding to Creditors Service Bureau Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.