Total CFPB complaints
10
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 10 complaints
Creditor Claims of America, Inc. — Debt Collector Complaint Profile
CFPB complaint profile across 5 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Creditor Claims of America, Inc.
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
4 complaints
- Communication tactics
Communication tactics
2 complaints
- Disclosure verification of debt
Disclosure verification of debt
2 complaints
- False statements or representation 1
False statements or representation
1 complaints
- Attempts to collect debt not owed 1
Attempts to collect debt not owed
1 complaints
B
Grade B · 71.8/100 composite
This collector has a good complaint record with relatively few complaints and responsive customer service.
What do CFPB complaints reveal about Creditor Claims of America, Inc.?
Creditor Claims of America, Inc. has accumulated 10 total CFPB complaints across 5 states, with 0 filed in the most recent 12 months against 10 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Cont'd attempts collect debt not owed", narrowing to "Debt is not mine", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 90% timely-response rate against a 13% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 5 states, led by Maryland with 5 and District of Columbia with 2, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 71.8/100 places Creditor Claims of America, Inc. in grade band B, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
5
Distinct state filings
Timely response rate
90%
Within CFPB SLA window
Consumer disputes
13%
After company response
Reputation grade
B
71.8/100 composite
Response-quality profile
How Creditor Claims of America, Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 90.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 25.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 8.9%
Share of US states + territories with at least one filed complaint against this collector.
How does Creditor Claims of America, Inc. compare to its peers?
Creditor Claims of Ame… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2015-05 2017-12
Top Consumer Issues
Cont'd attempts collect debt not owed4 (%)
False statements or representation1 (%)
Communication tactics2 (%)
Disclosure verification of debt2 (%)
Attempts to collect debt not owed1 (%)
Most common issue: Cont'd attempts collect debt not owed — Debt is not mine
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Cont'd attempts collect debt not owed | Debt is not mine | 3 |
| Cont'd attempts collect debt not owed | Debt resulted from identity theft | 1 |
| False statements or representation | Attempted to collect wrong amount | 1 |
| Communication tactics | You told them to stop contacting you, but they keep trying | 1 |
| Disclosure verification of debt | Right to dispute notice not received | 1 |
| Attempts to collect debt not owed | Debt is not yours | 1 |
| Disclosure verification of debt | Not given enough info to verify debt | 1 |
| Communication tactics | Used obscene/profane/abusive language | 1 |
Where do complaints against Creditor Claims of America, Inc. come from?
The states where consumers have filed the most CFPB complaints against Creditor Claims of America, Inc.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Creditor Claims of America, Inc.
Across 5 states with at least one filing
- Maryland
Maryland
5 complaints
- District of Columbia
District of Columbia
2 complaints
- California 1
California
1 complaints
- Virginia 1
Virginia
1 complaints
- Georgia 1
Georgia
1 complaints
Frequently Asked Questions
What is the most common complaint against Creditor Claims of America, Inc.? ▼
The most common issue consumers report about Creditor Claims of America, Inc. is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 10 complaints filed with the CFPB.
Are complaints against Creditor Claims of America, Inc. increasing or decreasing? ▼
Complaints against Creditor Claims of America, Inc. have been stable. The company received 0 complaints in the last 12 months.
What is Creditor Claims of America, Inc.'s reputation grade? ▼
Creditor Claims of America, Inc. has a reputation grade of B (score: 71.8/100). This collector has a good complaint record with relatively few complaints and responsive customer service.
Does Creditor Claims of America, Inc. respond to consumer complaints? ▼
Creditor Claims of America, Inc. has a 90% timely response rate to CFPB complaints. Consumers disputed the company's response in 13% of cases.
In how many states does Creditor Claims of America, Inc. operate? ▼
Creditor Claims of America, Inc. has received CFPB complaints from consumers in 5 states, with the most complaints from Maryland (5 complaints).
What can I do if Creditor Claims of America, Inc. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Creditor Claims of America, Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |