Total CFPB complaints
7
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 7 complaints
CREDIT BUREAU OF BISMARCK, INC. — Debt Collector Complaint Profile
CFPB complaint profile across 1 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about CREDIT BUREAU OF BISMARCK, INC.
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
3 complaints
- Attempts to collect debt not owed
Attempts to collect debt not owed
2 complaints
- False statements or representation 1
False statements or representation
1 complaints
- Threatened to contact someone or share information improperly 1
Threatened to contact someone or share information improperly
1 complaints
B
Grade B · 68.5/100 composite
This collector has a good complaint record with relatively few complaints and responsive customer service.
What do CFPB complaints reveal about CREDIT BUREAU OF BISMARCK, INC.?
CREDIT BUREAU OF BISMARCK, INC. has accumulated 7 total CFPB complaints across 1 states, with 3 filed in the most recent 12 months against 4 historical complaints before that window. The trailing-12-month volume represents 42.9% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt was result of identity theft", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 1 states, led by North Dakota with 7, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 68.5/100 places CREDIT BUREAU OF BISMARCK, INC. in grade band B, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
3
42.9% of total history
Rising ↑
States active
1
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Reputation grade
B
68.5/100 composite
Response-quality profile
How CREDIT BUREAU OF BISMARCK, INC. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 1.8%
Share of US states + territories with at least one filed complaint against this collector.
How does CREDIT BUREAU OF BISMARCK, INC. compare to its peers?
CREDIT BUREAU OF BISMA… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2022-09 2026-02
Top Consumer Issues
Attempts to collect debt not owed2 (%)
Took or threatened to take negative or legal action3 (%)
False statements or representation1 (%)
Threatened to contact someone or share information improperly1 (%)
Most common issue: Attempts to collect debt not owed — Debt was result of identity theft
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt was result of identity theft | 1 |
| Took or threatened to take negative or legal action | Seized or attempted to seize your property | 1 |
| Attempts to collect debt not owed | Debt is not yours | 1 |
| Took or threatened to take negative or legal action | Collected or attempted to collect exempt funds | 1 |
| False statements or representation | Attempted to collect wrong amount | 1 |
| Threatened to contact someone or share information improperly | Contacted your employer | 1 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 1 |
Where do complaints against CREDIT BUREAU OF BISMARCK, INC. come from?
The states where consumers have filed the most CFPB complaints against CREDIT BUREAU OF BISMARCK, INC.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against CREDIT BUREAU OF BISMARCK, INC.
Across 1 states with at least one filing
- North Dakota
North Dakota
7 complaints
Frequently Asked Questions
What is the most common complaint against CREDIT BUREAU OF BISMARCK, INC.? ▼
The most common issue consumers report about CREDIT BUREAU OF BISMARCK, INC. is "Attempts to collect debt not owed", specifically "Debt was result of identity theft". This is based on 7 complaints filed with the CFPB.
Are complaints against CREDIT BUREAU OF BISMARCK, INC. increasing or decreasing? ▼
Complaints against CREDIT BUREAU OF BISMARCK, INC. are rising. The company received 3 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is CREDIT BUREAU OF BISMARCK, INC.'s reputation grade? ▼
CREDIT BUREAU OF BISMARCK, INC. has a reputation grade of B (score: 68.5/100). This collector has a good complaint record with relatively few complaints and responsive customer service.
Does CREDIT BUREAU OF BISMARCK, INC. respond to consumer complaints? ▼
CREDIT BUREAU OF BISMARCK, INC. has a 100% timely response rate to CFPB complaints.
In how many states does CREDIT BUREAU OF BISMARCK, INC. operate? ▼
CREDIT BUREAU OF BISMARCK, INC. has received CFPB complaints from consumers in 1 states, with the most complaints from North Dakota (7 complaints).
What can I do if CREDIT BUREAU OF BISMARCK, INC. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If CREDIT BUREAU OF BISMARCK, INC. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |