Total CFPB complaints
20
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 20 complaints
Credit Bureau Central, Inc (NV) — Debt Collector Complaint Profile
CFPB complaint profile across 9 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Credit Bureau Central, Inc (NV)
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
10 complaints
- Disclosure verification of debt
Disclosure verification of debt
8 complaints
- False statements or representation 2
False statements or representation
2 complaints
C
Grade C · 60.6/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about Credit Bureau Central, Inc (NV)?
Credit Bureau Central, Inc (NV) has accumulated 20 total CFPB complaints across 9 states, with 0 filed in the most recent 12 months against 20 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Cont'd attempts collect debt not owed", narrowing to "Debt is not mine", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 80% timely-response rate against a 25% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 9 states, led by Nevada with 7 and California with 4, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 60.6/100 places Credit Bureau Central, Inc (NV) in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
9
Distinct state filings
Timely response rate
80%
Within CFPB SLA window
Consumer disputes
25%
After company response
Reputation grade
C
60.6/100 composite
Response-quality profile
How Credit Bureau Central, Inc (NV) performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 80.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 50.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 16.1%
Share of US states + territories with at least one filed complaint against this collector.
How does Credit Bureau Central, Inc (NV) compare to its peers?
Credit Bureau Central,… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2013-09 2015-03
Top Consumer Issues
Cont'd attempts collect debt not owed10 (%)
Disclosure verification of debt8 (%)
False statements or representation2 (%)
Most common issue: Cont'd attempts collect debt not owed — Debt is not mine
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Cont'd attempts collect debt not owed | Debt is not mine | 5 |
| Disclosure verification of debt | Right to dispute notice not received | 4 |
| Disclosure verification of debt | Not given enough info to verify debt | 4 |
| Cont'd attempts collect debt not owed | Debt was paid | 3 |
| False statements or representation | Attempted to collect wrong amount | 2 |
| Cont'd attempts collect debt not owed | Debt was discharged in bankruptcy | 1 |
| Cont'd attempts collect debt not owed | Debt resulted from identity theft | 1 |
Where do complaints against Credit Bureau Central, Inc (NV) come from?
The states where consumers have filed the most CFPB complaints against Credit Bureau Central, Inc (NV). Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Credit Bureau Central, Inc (NV)
Across 9 states with at least one filing
- Nevada
Nevada
7 complaints
- California
California
4 complaints
- Michigan
Michigan
3 complaints
- Washington 1
Washington
1 complaints
- Louisiana 1
Louisiana
1 complaints
- Texas 1
Texas
1 complaints
- Oklahoma 1
Oklahoma
1 complaints
- New Jersey 1
New Jersey
1 complaints
Frequently Asked Questions
What is the most common complaint against Credit Bureau Central, Inc (NV)? ▼
The most common issue consumers report about Credit Bureau Central, Inc (NV) is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 20 complaints filed with the CFPB.
Are complaints against Credit Bureau Central, Inc (NV) increasing or decreasing? ▼
Complaints against Credit Bureau Central, Inc (NV) have been stable. The company received 0 complaints in the last 12 months.
What is Credit Bureau Central, Inc (NV)'s reputation grade? ▼
Credit Bureau Central, Inc (NV) has a reputation grade of C (score: 60.6/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does Credit Bureau Central, Inc (NV) respond to consumer complaints? ▼
Credit Bureau Central, Inc (NV) has a 80% timely response rate to CFPB complaints. Consumers disputed the company's response in 25% of cases.
In how many states does Credit Bureau Central, Inc (NV) operate? ▼
Credit Bureau Central, Inc (NV) has received CFPB complaints from consumers in 9 states, with the most complaints from Nevada (7 complaints).
What can I do if Credit Bureau Central, Inc (NV) is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Credit Bureau Central, Inc (NV) violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |