What is the most common complaint against Credit and Receivables Services Inc.?

The most common issue consumers report about Credit and Receivables Services Inc. is "Attempts to collect debt not owed", specifically "Didn't receive enough information to verify debt". This is based on 9 complaints filed with the CFPB.

Are complaints against Credit and Receivables Services Inc. increasing or decreasing?

Complaints against Credit and Receivables Services Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Credit and Receivables Services Inc.'s reputation grade?

Credit and Receivables Services Inc. has a reputation grade of A (score: 75.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Credit and Receivables Services Inc. respond to consumer complaints?

Credit and Receivables Services Inc. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Credit and Receivables Services Inc. operate?

Credit and Receivables Services Inc. has received CFPB complaints from consumers in 4 states, with the most complaints from Ohio (3 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Credit and Receivables Services Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 4 states, reputation grade A.

Compiled by PlainCollector

Attempts to collect debt not owed

3
Written notification about debt

3
False statements or representation

2
Cont'd attempts collect debt not owed

1

Data updated September 2026

CFPB complaint disposition

CCDB record credit-and-receivables-services-inc Credit and Receivables Services Inc.

Grade A · 9 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #2589 · compose #850

VOL 9
GRADE A
12MO 0
STATES 4
TIMELY 100%
DISPUTE 0%
ISSUE Attempts to collect debt n…
RANK #2,589
COMPOSE #850

Volume peers

Nearest volume peer: 1st Results Billings & Collections, Inc. (9 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Credit and Receivables Services Inc.'s 9 CFPB complaints sit next to 1st Results Billings & Collections, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

33.3% of Credit and Receivables Services Inc.'s CFPB filings land in Ohio

High volume does not equal a clean composite: Credit and Receivables Services Inc. is volume #2,589 but composite #850, while Ohio dominates the geography. Corpus placement method.

Dominant state: Ohio 33.3%; 3 of 9 filings · 4 states touched
Spike month: 2014-03 47.1%; 8 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,589 volume; #850 composite; Cleanest-composite ladder is 1,739 places better than volume

How does Credit and Receivables Services Inc. compare to its peers?

How does Credit and Receivables Services Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Credit and Receivables… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

78%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-02 2017-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	3
Written notification about debt	3
False statements or representation	2
Cont'd attempts collect debt not owed	1

Where do complaints against Credit and Receivables Services Inc. come from?

Credit and Receivables Services Inc.'s own per-state count, not a national baseline.

Ohio

3
West Virginia

3
Kentucky

2
Virginia

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Credit and Receivables Services Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 9.

4 peers

Know your rights before responding to Credit and Receivables Services Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.