Total CFPB complaints
5
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 5 complaints
Consolidation Capital — Debt Collector Complaint Profile
CFPB complaint profile across 4 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Consolidation Capital
- Attempts to collect debt not owed
Attempts to collect debt not owed
2 complaints
- False statements or representation
False statements or representation
2 complaints
- Confusing or misleading advertising or marketing
Confusing or misleading advertising or marketing
1 complaints
F
Grade F · 35.0/100 composite
This collector has a failing complaint record with very high complaint volumes and poor response rates.
What do CFPB complaints reveal about Consolidation Capital?
Consolidation Capital has accumulated 5 total CFPB complaints across 4 states, with 5 filed in the most recent 12 months against 0 historical complaints before that window. The trailing-12-month volume represents 100.0% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 0% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 4 states, led by New Hampshire with 2 and Arkansas with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 35.0/100 places Consolidation Capital in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
5
100.0% of total history
Rising ↑
States active
4
Distinct state filings
Timely response rate
0%
Within CFPB SLA window
Reputation grade
F
35.0/100 composite
Response-quality profile
How Consolidation Capital performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 0.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 7.1%
Share of US states + territories with at least one filed complaint against this collector.
How does Consolidation Capital compare to its peers?
Consolidation Capital National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2025-06 2026-02
Top Consumer Issues
Attempts to collect debt not owed2 (%)
False statements or representation2 (%)
Confusing or misleading advertising or marketing1 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 2 |
| False statements or representation | Attempted to collect wrong amount | 2 |
| Confusing or misleading advertising or marketing | — | 1 |
Where do complaints against Consolidation Capital come from?
The states where consumers have filed the most CFPB complaints against Consolidation Capital. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Consolidation Capital
Across 4 states with at least one filing
- New Hampshire
New Hampshire
2 complaints
- Arkansas
Arkansas
1 complaints
- Pennsylvania
Pennsylvania
1 complaints
- Louisiana
Louisiana
1 complaints
Frequently Asked Questions
What is the most common complaint against Consolidation Capital? ▼
The most common issue consumers report about Consolidation Capital is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 5 complaints filed with the CFPB.
Are complaints against Consolidation Capital increasing or decreasing? ▼
Complaints against Consolidation Capital are rising. The company received 5 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Consolidation Capital's reputation grade? ▼
Consolidation Capital has a reputation grade of F (score: 35.0/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.
Does Consolidation Capital respond to consumer complaints? ▼
Consolidation Capital has a 0% timely response rate to CFPB complaints.
In how many states does Consolidation Capital operate? ▼
Consolidation Capital has received CFPB complaints from consumers in 4 states, with the most complaints from New Hampshire (2 complaints).
What can I do if Consolidation Capital is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Consolidation Capital violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |