Total CFPB complaints
83
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 83 complaints
CONRAD CREDIT CORPORATION — Debt Collector Complaint Profile
CFPB complaint profile across 24 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about CONRAD CREDIT CORPORATION
- Attempts to collect debt not owed
Attempts to collect debt not owed
20 complaints
- False statements or representation
False statements or representation
10 complaints
- Written notification about debt
Written notification about debt
10 complaints
- Communication tactics
Communication tactics
10 complaints
- Disclosure verification of debt
Disclosure verification of debt
8 complaints
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
8 complaints
F
Grade F · 51.5/100 composite
This collector has a failing complaint record with very high complaint volumes and poor response rates.
What do CFPB complaints reveal about CONRAD CREDIT CORPORATION?
CONRAD CREDIT CORPORATION has accumulated 83 total CFPB complaints across 24 states, with 8 filed in the most recent 12 months against 75 historical complaints before that window. The trailing-12-month volume represents 9.6% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 64% timely-response rate against a 10% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 24 states, led by California with 20 and Florida with 11, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 51.5/100 places CONRAD CREDIT CORPORATION in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
8
9.6% of total history
Rising ↑
States active
24
Distinct state filings
Timely response rate
64%
Within CFPB SLA window
Consumer disputes
10%
After company response
Reputation grade
F
51.5/100 composite
Response-quality profile
How CONRAD CREDIT CORPORATION performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 63.9%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 20.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 42.9%
Share of US states + territories with at least one filed complaint against this collector.
How does CONRAD CREDIT CORPORATION compare to its peers?
CONRAD CREDIT CORPORAT… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2020-09 2026-01
Top Consumer Issues
Attempts to collect debt not owed20 (%)
False statements or representation10 (%)
Written notification about debt10 (%)
Disclosure verification of debt8 (%)
Communication tactics10 (%)
Cont'd attempts collect debt not owed8 (%)
Took or threatened to take negative or legal action5 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 16 |
| False statements or representation | Attempted to collect wrong amount | 10 |
| Written notification about debt | Didn't receive enough information to verify debt | 10 |
| Disclosure verification of debt | Not given enough info to verify debt | 8 |
| Communication tactics | Frequent or repeated calls | 5 |
| Cont'd attempts collect debt not owed | Debt is not mine | 5 |
| Communication tactics | Used obscene/profane/abusive language | 5 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 5 |
| Attempts to collect debt not owed | Debt was result of identity theft | 4 |
| Cont'd attempts collect debt not owed | Debt was discharged in bankruptcy | 3 |
Where do complaints against CONRAD CREDIT CORPORATION come from?
The states where consumers have filed the most CFPB complaints against CONRAD CREDIT CORPORATION. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against CONRAD CREDIT CORPORATION
Across 24 states with at least one filing
- California
California
20 complaints
- Florida
Florida
11 complaints
- Georgia 6
Georgia
6 complaints
- North Carolina 6
North Carolina
6 complaints
- Wisconsin 5
Wisconsin
5 complaints
- Virginia 4
Virginia
4 complaints
- Michigan 4
Michigan
4 complaints
- Texas 4
Texas
4 complaints
Frequently Asked Questions
What is the most common complaint against CONRAD CREDIT CORPORATION? ▼
The most common issue consumers report about CONRAD CREDIT CORPORATION is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 83 complaints filed with the CFPB.
Are complaints against CONRAD CREDIT CORPORATION increasing or decreasing? ▼
Complaints against CONRAD CREDIT CORPORATION are rising. The company received 8 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is CONRAD CREDIT CORPORATION's reputation grade? ▼
CONRAD CREDIT CORPORATION has a reputation grade of F (score: 51.5/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.
Does CONRAD CREDIT CORPORATION respond to consumer complaints? ▼
CONRAD CREDIT CORPORATION has a 64% timely response rate to CFPB complaints. Consumers disputed the company's response in 10% of cases.
In how many states does CONRAD CREDIT CORPORATION operate? ▼
CONRAD CREDIT CORPORATION has received CFPB complaints from consumers in 24 states, with the most complaints from California (20 complaints).
What can I do if CONRAD CREDIT CORPORATION is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If CONRAD CREDIT CORPORATION violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |