This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 88 complaints

Conrad Credit Corporation - Debt Collector Complaint Profile

CFPB complaint profile across 24 states, reputation grade F.

Complaints by issue type

What consumers report about Conrad Credit Corporation

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

F

Grade F · 51.5/100 composite

This collector has a failing complaint record with very high complaint volumes and poor response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of F: Conrad Credit Corporation ranks ahead of 17% of the 5,283 collectors PlainCollector grades - 83% keep a cleaner CFPB record, on 88 all-time complaints and a 64% timely-response rate.

17th pct
reputation rank of 5,283 graded collectors
88
CFPB complaints, all-time
64%
answered inside the CFPB window
13
in the last 12 months (falling)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Conrad Credit Corporation?

Conrad Credit Corporation has accumulated 88 total CFPB complaints across 24 states, with 13 filed in the most recent 12 months against 75 historical complaints before that window. The trailing-12-month volume represents 14.8% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours". The company posts a 64% timely-response rate against a 10% consumer-dispute-after-response rate.

Complaints have been recorded across 24 states, led by California with 20 and Florida with 11. Normalized against the full CFPB collector database, the reputation score of 51.5/100 places Conrad Credit Corporation in grade band F.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

88

low-volume (CCDB)

Last 12 months

13

14.8% of all-time complaints

Falling ↓

States active

24

multi-region footprint

Timely response rate

64%

below sla band

Consumer disputes

10%

average (vertical avg ~19%)

Reputation grade

F

51.5/100 composite

How does Conrad Credit Corporation's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

51 Bottom 17% higher than 17% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). This entry sits in this band. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Conrad Credit Corporation versus the debt-collection vertical average.

Timely response within SLA 63.9%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 10.0%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 42.9%

Share of US states + territories with at least one filed complaint against this collector.

How does Conrad Credit Corporation compare to its peers?

How does CONRAD CREDIT CORPORATION compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
CONRAD CREDIT CORPORAT… National average
Complaints (last 12 mo)lower is better
13
0
268
Timely-response ratehigher is better
64%
78%
91%
Consumer-dispute ratelower is better
10%
7%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2016-12 2024-02

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 24
Communication tactics - 15
Written notification about debt - 14
False statements or representation - 12
Disclosure verification of debt - 10
Cont'd attempts collect debt not owed - 8
Took or threatened to take negative or legal action - 5

Where do complaints against Conrad Credit Corporation come from?

Conrad Credit Corporation's own per-state count, not a national baseline.

Top states by complaints against Conrad Credit Corporation

Across 24 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Conrad Credit Corporation contacts you

A grade of F signals how Conrad Credit Corporation's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Conrad Credit Corporation and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Conrad Credit Corporation ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Conrad Credit Corporation? ▼

The most common issue consumers report about Conrad Credit Corporation is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 88 complaints filed with the CFPB.

Are complaints against Conrad Credit Corporation increasing or decreasing? ▼

Complaints against Conrad Credit Corporation are falling. The company received 13 complaints in the last 12 months, showing improvement over prior periods.

What is Conrad Credit Corporation's reputation grade? ▼

Conrad Credit Corporation has a reputation grade of F (score: 51.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Conrad Credit Corporation respond to consumer complaints? ▼

Conrad Credit Corporation has a 64% timely response rate to CFPB complaints. Consumers disputed the company's response in 10% of cases.

In how many states does Conrad Credit Corporation operate? ▼

Conrad Credit Corporation has received CFPB complaints from consumers in 24 states, with the most complaints from California (20 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.