This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

2026 CFPB data Public-data reference. FDCPA reference 64 complaints

Compass Recovery Group, LLC — Debt Collector Complaint Profile

CFPB complaint profile across 24 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.

Complaints by issue type

What consumers report about Compass Recovery Group, LLC

complaints
Source CFPB Consumer Complaint Database
D

Grade D · 54.5/100 composite

This collector has a poor complaint record with above-average complaints and below-average response rates.

What do CFPB complaints reveal about Compass Recovery Group, LLC?

Compass Recovery Group, LLC has accumulated 64 total CFPB complaints across 24 states, with 10 filed in the most recent 12 months against 54 historical complaints before that window. The trailing-12-month volume represents 15.6% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.

The dominant consumer grievance logged with the CFPB is "Communication tactics", narrowing to "Frequent or repeated calls", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 98% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.

Complaints have been recorded across 24 states, led by California with 8 and Texas with 6, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 54.5/100 places Compass Recovery Group, LLC in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.

Complaint Summary

Total CFPB complaints

64

All-time across CCDB intake

Last 12 months

10

15.6% of total history

Rising ↑

States active

24

Distinct state filings

Timely response rate

98%

Within CFPB SLA window

Reputation grade

D

54.5/100 composite

Response-quality profile

How Compass Recovery Group, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.

Timely response within SLA 98.4%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

State coverage breadth 42.9%

Share of US states + territories with at least one filed complaint against this collector.

How does Compass Recovery Group, LLC compare to its peers?

How does Compass Recovery Group, LLC compare? Versus a peer and the national average across 60+ high-volume collectors
Compass Recovery Group… National average
Complaints (last 12 mo)lower is better
10
22,938
250
Timely-response ratehigher is better
98%
100%
91%
Consumer-dispute ratelower is better
0%
24%
19%

Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.

Complaint Trend (24 months)

2021-10 2026-02

Top Consumer Issues

Communication tactics21 (%)
Threatened to contact someone or share information improperly15 (%)
Took or threatened to take negative or legal action10 (%)
False statements or representation6 (%)
Written notification about debt2 (%)

Most common issue: Communication tactics — Frequent or repeated calls

Know Your Rights

If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.

Learn your full FDCPA rights →

Issue Detail Breakdown

Issue Sub-Issue Complaints
Communication tactics Frequent or repeated calls 14
Threatened to contact someone or share information improperly Talked to a third-party about your debt 10
Took or threatened to take negative or legal action Threatened to sue you for very old debt 7
Communication tactics You told them to stop contacting you, but they keep trying 7
False statements or representation Impersonated attorney, law enforcement, or government official 4
Threatened to contact someone or share information improperly Contacted your employer 3
Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay 3
Threatened to contact someone or share information improperly Contacted you after you asked them to stop 2
Written notification about debt Didn't receive enough information to verify debt 2
False statements or representation Attempted to collect wrong amount 2

Where do complaints against Compass Recovery Group, LLC come from?

The states where consumers have filed the most CFPB complaints against Compass Recovery Group, LLC. Every figure is the company's own complaint count in that state — not a national baseline.

Top states by complaints against Compass Recovery Group, LLC

Across 24 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Frequently Asked Questions

What is the most common complaint against Compass Recovery Group, LLC?

The most common issue consumers report about Compass Recovery Group, LLC is "Communication tactics", specifically "Frequent or repeated calls". This is based on 64 complaints filed with the CFPB.

Are complaints against Compass Recovery Group, LLC increasing or decreasing?

Complaints against Compass Recovery Group, LLC are rising. The company received 10 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Compass Recovery Group, LLC's reputation grade?

Compass Recovery Group, LLC has a reputation grade of D (score: 54.5/100). This collector has a poor complaint record with above-average complaints and below-average response rates.

Does Compass Recovery Group, LLC respond to consumer complaints?

Compass Recovery Group, LLC has a 98% timely response rate to CFPB complaints.

In how many states does Compass Recovery Group, LLC operate?

Compass Recovery Group, LLC has received CFPB complaints from consumers in 24 states, with the most complaints from California (8 complaints).

What can I do if Compass Recovery Group, LLC is contacting me?

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Compass Recovery Group, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.

Consumer Guides

Primary source data

Related

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial