This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

2026 CFPB data Public-data reference. FDCPA reference 11 complaints

College Assist — Debt Collector Complaint Profile

CFPB complaint profile across 9 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.

Complaints by issue type

What consumers report about College Assist

complaints
Source CFPB Consumer Complaint Database
A

Grade A · 77.5/100 composite

This collector has an excellent complaint record — very few complaints relative to its size, with high response rates.

What do CFPB complaints reveal about College Assist?

College Assist has accumulated 11 total CFPB complaints across 9 states, with 1 filed in the most recent 12 months against 10 historical complaints before that window. The trailing-12-month volume represents 9.1% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.

The dominant consumer grievance logged with the CFPB is "Communication tactics", narrowing to "Frequent or repeated calls", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate against a 0% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.

Complaints have been recorded across 9 states, led by Florida with 2 and Illinois with 2, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 77.5/100 places College Assist in grade band A, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.

Complaint Summary

Total CFPB complaints

11

All-time across CCDB intake

Last 12 months

1

9.1% of total history

Rising ↑

States active

9

Distinct state filings

Timely response rate

100%

Within CFPB SLA window

Consumer disputes

0%

After company response

Reputation grade

A

77.5/100 composite

Response-quality profile

How College Assist performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.

Timely response within SLA 100.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 0.0%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 16.1%

Share of US states + territories with at least one filed complaint against this collector.

How does College Assist compare to its peers?

How does College Assist compare? Versus a peer and the national average across 60+ high-volume collectors
College Assist National average
Complaints (last 12 mo)lower is better
1
22,938
250
Timely-response ratehigher is better
100%
100%
91%
Consumer-dispute ratelower is better
0%
24%
19%

Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.

Complaint Trend (24 months)

2015-05 2025-12

Top Consumer Issues

Communication tactics3 (%)
Cont'd attempts collect debt not owed2 (%)
Attempts to collect debt not owed3 (%)
Written notification about debt2 (%)
False statements or representation1 (%)

Most common issue: Communication tactics — Frequent or repeated calls

Know Your Rights

If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.

Learn your full FDCPA rights →

Issue Detail Breakdown

Issue Sub-Issue Complaints
Communication tactics Frequent or repeated calls 3
Cont'd attempts collect debt not owed Debt was paid 2
Attempts to collect debt not owed Debt was paid 2
Written notification about debt Didn't receive enough information to verify debt 2
False statements or representation Attempted to collect wrong amount 1
Attempts to collect debt not owed Debt was result of identity theft 1

Where do complaints against College Assist come from?

The states where consumers have filed the most CFPB complaints against College Assist. Every figure is the company's own complaint count in that state — not a national baseline.

Top states by complaints against College Assist

Across 9 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Frequently Asked Questions

What is the most common complaint against College Assist?

The most common issue consumers report about College Assist is "Communication tactics", specifically "Frequent or repeated calls". This is based on 11 complaints filed with the CFPB.

Are complaints against College Assist increasing or decreasing?

Complaints against College Assist are rising. The company received 1 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is College Assist's reputation grade?

College Assist has a reputation grade of A (score: 77.5/100). This collector has an excellent complaint record — very few complaints relative to its size, with high response rates.

Does College Assist respond to consumer complaints?

College Assist has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does College Assist operate?

College Assist has received CFPB complaints from consumers in 9 states, with the most complaints from Florida (2 complaints).

What can I do if College Assist is contacting me?

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If College Assist violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.

Consumer Guides

Primary source data

Related

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial