This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

2026 CFPB data Public-data reference. FDCPA reference 6 complaints

Collection Solutions Inc. — Debt Collector Complaint Profile

CFPB complaint profile across 6 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.

Complaints by issue type

What consumers report about Collection Solutions Inc.

complaints
Source CFPB Consumer Complaint Database
B

Grade B · 76.0/100 composite

This collector has a good complaint record with relatively few complaints and responsive customer service.

What do CFPB complaints reveal about Collection Solutions Inc.?

Collection Solutions Inc. has accumulated 6 total CFPB complaints across 6 states, with 1 filed in the most recent 12 months against 5 historical complaints before that window. The trailing-12-month volume represents 16.7% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.

The dominant consumer grievance logged with the CFPB is "Communication tactics", narrowing to "Threatened to take legal action", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 83% timely-response rate against a 0% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.

Complaints have been recorded across 6 states, led by Maine with 1 and South Carolina with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 76.0/100 places Collection Solutions Inc. in grade band B, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.

Complaint Summary

Total CFPB complaints

6

All-time across CCDB intake

Last 12 months

1

16.7% of total history

Rising ↑

States active

6

Distinct state filings

Timely response rate

83%

Within CFPB SLA window

Consumer disputes

0%

After company response

Reputation grade

B

76.0/100 composite

Response-quality profile

How Collection Solutions Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.

Timely response within SLA 83.3%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 0.0%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 10.7%

Share of US states + territories with at least one filed complaint against this collector.

How does Collection Solutions Inc. compare to its peers?

How does Collection Solutions Inc. compare? Versus a peer and the national average across 60+ high-volume collectors
Collection Solutions I… National average
Complaints (last 12 mo)lower is better
1
22,938
250
Timely-response ratehigher is better
83%
100%
91%
Consumer-dispute ratelower is better
0%
24%
19%

Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.

Complaint Trend (24 months)

2016-04 2025-03

Top Consumer Issues

Communication tactics3 (%)
Took or threatened to take negative or legal action1 (%)
False statements or representation1 (%)
Attempts to collect debt not owed1 (%)

Most common issue: Communication tactics — Threatened to take legal action

Know Your Rights

If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.

Learn your full FDCPA rights →

Issue Detail Breakdown

Issue Sub-Issue Complaints
Communication tactics Threatened to take legal action 1
Communication tactics Called after sent written cease of comm 1
Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged 1
Communication tactics Used obscene, profane, or other abusive language 1
False statements or representation Impersonated attorney, law enforcement, or government official 1
Attempts to collect debt not owed Debt is not yours 1

Where do complaints against Collection Solutions Inc. come from?

The states where consumers have filed the most CFPB complaints against Collection Solutions Inc.. Every figure is the company's own complaint count in that state — not a national baseline.

Top states by complaints against Collection Solutions Inc.

Across 6 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Frequently Asked Questions

What is the most common complaint against Collection Solutions Inc.?

The most common issue consumers report about Collection Solutions Inc. is "Communication tactics", specifically "Threatened to take legal action". This is based on 6 complaints filed with the CFPB.

Are complaints against Collection Solutions Inc. increasing or decreasing?

Complaints against Collection Solutions Inc. are rising. The company received 1 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Collection Solutions Inc.'s reputation grade?

Collection Solutions Inc. has a reputation grade of B (score: 76.0/100). This collector has a good complaint record with relatively few complaints and responsive customer service.

Does Collection Solutions Inc. respond to consumer complaints?

Collection Solutions Inc. has a 83% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Collection Solutions Inc. operate?

Collection Solutions Inc. has received CFPB complaints from consumers in 6 states, with the most complaints from Maine (1 complaints).

What can I do if Collection Solutions Inc. is contacting me?

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Collection Solutions Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.

Consumer Guides

Primary source data

Related

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial