This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 60 complaints

Collection Bureau Services, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 11 states, reputation grade D.

Complaints by issue type

What consumers report about Collection Bureau Services, Inc.

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

D

Grade D · 55.3/100 composite

This collector has a poor complaint record with above-average complaints and below-average response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of D: Collection Bureau Services, Inc. ranks ahead of 26% of the 5,283 collectors PlainCollector grades - 74% keep a cleaner CFPB record, on 60 all-time complaints and a 79% timely-response rate.

26th pct
reputation rank of 5,283 graded collectors
60
CFPB complaints, all-time
79%
answered inside the CFPB window
5
in the last 12 months (falling)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Collection Bureau Services, Inc.?

Collection Bureau Services, Inc. has accumulated 60 total CFPB complaints across 11 states, with 5 filed in the most recent 12 months against 55 historical complaints before that window. The trailing-12-month volume represents 8.3% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Attempted to collect wrong amount". The company posts a 79% timely-response rate against a 21% consumer-dispute-after-response rate.

Complaints have been recorded across 11 states, led by Montana with 41 and Idaho with 5. Normalized against the full CFPB collector database, the reputation score of 55.3/100 places Collection Bureau Services, Inc. in grade band D.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

60

low-volume (CCDB)

Last 12 months

5

8.3% of all-time complaints

Falling ↓

States active

11

regional footprint

Timely response rate

79%

acceptable band

Consumer disputes

21%

elevated (vertical avg ~19%)

Reputation grade

D

55.3/100 composite

How does Collection Bureau Services, Inc.'s reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

55 26th percentile higher than 26% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). This entry sits in this band. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Collection Bureau Services, Inc. versus the debt-collection vertical average.

Timely response within SLA 78.6%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 21.4%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 19.6%

Share of US states + territories with at least one filed complaint against this collector.

How does Collection Bureau Services, Inc. compare to its peers?

How does Collection Bureau Services, Inc. compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Collection Bureau Serv… National average
Complaints (last 12 mo)lower is better
5
12
268
Timely-response ratehigher is better
79%
95%
91%
Consumer-dispute ratelower is better
21%
25%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2022-03 2026-03

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 18
Cont'd attempts collect debt not owed - 12
False statements or representation - 11
Took or threatened to take negative or legal action - 8
Disclosure verification of debt - 4
Communication tactics - 3
Written notification about debt - 2
Taking/threatening an illegal action - 2

Where do complaints against Collection Bureau Services, Inc. come from?

Collection Bureau Services, Inc.'s own per-state count, not a national baseline.

Top states by complaints against Collection Bureau Services, Inc.

Across 11 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Collection Bureau Services, Inc. contacts you

A grade of D signals how Collection Bureau Services, Inc.'s CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Collection Bureau Services, Inc. and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Collection Bureau Services, Inc. ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Collection Bureau Services, Inc.? ▼

The most common issue consumers report about Collection Bureau Services, Inc. is "Attempts to collect debt not owed", specifically "Attempted to collect wrong amount". This is based on 60 complaints filed with the CFPB.

Are complaints against Collection Bureau Services, Inc. increasing or decreasing? ▼

Complaints against Collection Bureau Services, Inc. are falling. The company received 5 complaints in the last 12 months, showing improvement over prior periods.

What is Collection Bureau Services, Inc.'s reputation grade? ▼

Collection Bureau Services, Inc. has a reputation grade of D (score: 55.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Collection Bureau Services, Inc. respond to consumer complaints? ▼

Collection Bureau Services, Inc. has a 79% timely response rate to CFPB complaints. Consumers disputed the company's response in 21% of cases.

In how many states does Collection Bureau Services, Inc. operate? ▼

Collection Bureau Services, Inc. has received CFPB complaints from consumers in 11 states, with the most complaints from Montana (41 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.