This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 168 complaints

Collectech Diversified, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 7 states, reputation grade D.

Complaints by issue type

What consumers report about Collectech Diversified, Inc.

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

D

Grade D · 57.4/100 composite

This collector has a poor complaint record with above-average complaints and below-average response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of D: Collectech Diversified, Inc. ranks ahead of 33% of the 5,283 collectors PlainCollector grades - 67% keep a cleaner CFPB record, on 168 all-time complaints and a 100% timely-response rate.

33rd pct
reputation rank of 5,283 graded collectors
168
CFPB complaints, all-time
100%
answered inside the CFPB window
53
in the last 12 months (rising)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Collectech Diversified, Inc.?

Collectech Diversified, Inc. has accumulated 168 total CFPB complaints across 7 states, with 53 filed in the most recent 12 months against 115 historical complaints before that window. The trailing-12-month volume represents 31.5% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.

The dominant consumer grievance logged with the CFPB is "Written notification about debt", narrowing to "Notification didn't disclose it was an attempt to collect a debt". The company posts a 100% timely-response rate against a 29% consumer-dispute-after-response rate.

Complaints have been recorded across 7 states, led by Texas with 152 and Colorado with 8. Normalized against the full CFPB collector database, the reputation score of 57.4/100 places Collectech Diversified, Inc. in grade band D.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

168

mid-volume (CCDB)

Last 12 months

53

31.5% of all-time complaints

Rising ↑

States active

7

regional footprint

Timely response rate

100%

excellent band

Consumer disputes

29%

elevated (vertical avg ~19%)

Reputation grade

D

57.4/100 composite

How does Collectech Diversified, Inc.'s reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

57 33rd percentile higher than 33% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). This entry sits in this band. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Collectech Diversified, Inc. versus the debt-collection vertical average.

Timely response within SLA 100.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 29.4%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 12.5%

Share of US states + territories with at least one filed complaint against this collector.

How does Collectech Diversified, Inc. compare to its peers?

How does COLLECTECH DIVERSIFIED, INC. compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
COLLECTECH DIVERSIFIED… National average
Complaints (last 12 mo)lower is better
53
15
268
Timely-response ratehigher is better
100%
95%
91%
Consumer-dispute ratelower is better
29%
23%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2016-11 2025-05

Issue Detail Breakdown

Issue Sub-Issue Complaints
Written notification about debt - 77
Attempts to collect debt not owed - 48
Communication tactics - 11
Took or threatened to take negative or legal action - 9
Disclosure verification of debt - 9
Cont'd attempts collect debt not owed - 7
False statements or representation - 5
Threatened to contact someone or share information improperly - 2

Where do complaints against Collectech Diversified, Inc. come from?

Collectech Diversified, Inc.'s own per-state count, not a national baseline.

Top states by complaints against Collectech Diversified, Inc.

Across 7 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Collectech Diversified, Inc. contacts you

A grade of D signals how Collectech Diversified, Inc.'s CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Collectech Diversified, Inc. and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Collectech Diversified, Inc. ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Collectech Diversified, Inc.? ▼

The most common issue consumers report about Collectech Diversified, Inc. is "Written notification about debt", specifically "Notification didn't disclose it was an attempt to collect a debt". This is based on 168 complaints filed with the CFPB.

Are complaints against Collectech Diversified, Inc. increasing or decreasing? ▼

Complaints against Collectech Diversified, Inc. are rising. The company received 53 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Collectech Diversified, Inc.'s reputation grade? ▼

Collectech Diversified, Inc. has a reputation grade of D (score: 57.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Collectech Diversified, Inc. respond to consumer complaints? ▼

Collectech Diversified, Inc. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 29% of cases.

In how many states does Collectech Diversified, Inc. operate? ▼

Collectech Diversified, Inc. has received CFPB complaints from consumers in 7 states, with the most complaints from Texas (152 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.