This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 49 complaints

Coastline Financial Resources, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 18 states, reputation grade F.

Complaints by issue type

What consumers report about Coastline Financial Resources, LLC

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

F

Grade F · 42.8/100 composite

This collector has a failing complaint record with very high complaint volumes and poor response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of F: Coastline Financial Resources, LLC ranks ahead of 6% of the 5,283 collectors PlainCollector grades - 94% keep a cleaner CFPB record, on 49 all-time complaints and a 31% timely-response rate.

6th pct
reputation rank of 5,283 graded collectors
49
CFPB complaints, all-time
31%
answered inside the CFPB window
0
in the last 12 months (falling)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Coastline Financial Resources, LLC?

Coastline Financial Resources, LLC has accumulated 49 total CFPB complaints across 18 states, with 0 filed in the most recent 12 months against 49 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.

The dominant consumer grievance logged with the CFPB is "Taking/threatening an illegal action", narrowing to "Threatened to sue on too old debt". The company posts a 31% timely-response rate against a 7% consumer-dispute-after-response rate.

Complaints have been recorded across 18 states, led by Florida with 6 and Texas with 6. Normalized against the full CFPB collector database, the reputation score of 42.8/100 places Coastline Financial Resources, LLC in grade band F.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

49

low-volume (CCDB)

Last 12 months

0

0.0% of all-time complaints

Falling ↓

States active

18

regional footprint

Timely response rate

31%

below sla band

Consumer disputes

7%

low (vertical avg ~19%)

Reputation grade

F

42.8/100 composite

How does Coastline Financial Resources, LLC's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

43 Bottom 6% higher than 6% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). This entry sits in this band. 50–60: 1,469 graded collectors (28%). Above this entry. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Coastline Financial Resources, LLC versus the debt-collection vertical average.

Timely response within SLA 30.6%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 6.5%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 32.1%

Share of US states + territories with at least one filed complaint against this collector.

How does Coastline Financial Resources, LLC compare to its peers?

How does Coastline Financial Resources, LLC compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Coastline Financial Re… National average
Complaints (last 12 mo)lower is better
0
1
268
Timely-response ratehigher is better
31%
100%
91%
Consumer-dispute ratelower is better
7%
13%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2025-05 2026-03

Issue Detail Breakdown

Issue Sub-Issue Complaints
Taking/threatening an illegal action - 20
Communication tactics - 9
Improper contact or sharing of info - 8
Cont'd attempts collect debt not owed - 5
Disclosure verification of debt - 4
Took or threatened to take negative or legal action - 1
False statements or representation - 1
Threatened to contact someone or share information improperly - 1

Where do complaints against Coastline Financial Resources, LLC come from?

Coastline Financial Resources, LLC's own per-state count, not a national baseline.

Top states by complaints against Coastline Financial Resources, LLC

Across 18 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Coastline Financial Resources, LLC contacts you

A grade of F signals how Coastline Financial Resources, LLC's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Coastline Financial Resources, LLC and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Coastline Financial Resources, LLC ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Coastline Financial Resources, LLC? ▼

The most common issue consumers report about Coastline Financial Resources, LLC is "Taking/threatening an illegal action", specifically "Threatened to sue on too old debt". This is based on 49 complaints filed with the CFPB.

Are complaints against Coastline Financial Resources, LLC increasing or decreasing? ▼

Complaints against Coastline Financial Resources, LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Coastline Financial Resources, LLC's reputation grade? ▼

Coastline Financial Resources, LLC has a reputation grade of F (score: 42.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Coastline Financial Resources, LLC respond to consumer complaints? ▼

Coastline Financial Resources, LLC has a 31% timely response rate to CFPB complaints. Consumers disputed the company's response in 7% of cases.

In how many states does Coastline Financial Resources, LLC operate? ▼

Coastline Financial Resources, LLC has received CFPB complaints from consumers in 18 states, with the most complaints from Florida (6 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.