Total CFPB complaints
49
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 49 complaints
Coastline Financial Resources, LLC — Debt Collector Complaint Profile
CFPB complaint profile across 18 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Coastline Financial Resources, LLC
- Taking/threatening an illegal action
Taking/threatening an illegal action
19 complaints
- Communication tactics
Communication tactics
9 complaints
- Improper contact or sharing of info
Improper contact or sharing of info
8 complaints
- Cont'd attempts collect debt not owed 5
Cont'd attempts collect debt not owed
5 complaints
- Disclosure verification of debt 3
Disclosure verification of debt
3 complaints
- Threatened to contact someone or share information improperly 1
Threatened to contact someone or share information improperly
1 complaints
F
Grade F · 42.8/100 composite
This collector has a failing complaint record with very high complaint volumes and poor response rates.
What do CFPB complaints reveal about Coastline Financial Resources, LLC?
Coastline Financial Resources, LLC has accumulated 49 total CFPB complaints across 18 states, with 0 filed in the most recent 12 months against 49 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Taking/threatening an illegal action", narrowing to "Threatened to sue on too old debt", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 31% timely-response rate against a 7% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 18 states, led by Texas with 6 and Florida with 6, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 42.8/100 places Coastline Financial Resources, LLC in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
18
Distinct state filings
Timely response rate
31%
Within CFPB SLA window
Consumer disputes
7%
After company response
Reputation grade
F
42.8/100 composite
Response-quality profile
How Coastline Financial Resources, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 30.6%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 13.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 32.1%
Share of US states + territories with at least one filed complaint against this collector.
How does Coastline Financial Resources, LLC compare to its peers?
Coastline Financial Re… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2015-02 2020-01
Top Consumer Issues
Taking/threatening an illegal action19 (%)
Communication tactics9 (%)
Improper contact or sharing of info8 (%)
Cont'd attempts collect debt not owed5 (%)
Disclosure verification of debt3 (%)
Threatened to contact someone or share information improperly1 (%)
Took or threatened to take negative or legal action1 (%)
Most common issue: Taking/threatening an illegal action — Threatened to sue on too old debt
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Taking/threatening an illegal action | Threatened to sue on too old debt | 14 |
| Communication tactics | Threatened to take legal action | 7 |
| Improper contact or sharing of info | Contacted employer after asked not to | 6 |
| Cont'd attempts collect debt not owed | Debt is not mine | 5 |
| Taking/threatening an illegal action | Threatened arrest/jail if do not pay | 5 |
| Disclosure verification of debt | Not given enough info to verify debt | 3 |
| Improper contact or sharing of info | Talked to a third party about my debt | 2 |
| Communication tactics | Frequent or repeated calls | 2 |
| Threatened to contact someone or share information improperly | Contacted your employer | 1 |
| Took or threatened to take negative or legal action | Threatened to sue you for very old debt | 1 |
Where do complaints against Coastline Financial Resources, LLC come from?
The states where consumers have filed the most CFPB complaints against Coastline Financial Resources, LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Coastline Financial Resources, LLC
Across 18 states with at least one filing
- Texas
Texas
6 complaints
- Florida
Florida
6 complaints
- California
California
5 complaints
- Georgia
Georgia
5 complaints
- Ohio
Ohio
4 complaints
- New York
New York
4 complaints
- Tennessee
Tennessee
3 complaints
- Pennsylvania
Pennsylvania
3 complaints
Frequently Asked Questions
What is the most common complaint against Coastline Financial Resources, LLC? ▼
The most common issue consumers report about Coastline Financial Resources, LLC is "Taking/threatening an illegal action", specifically "Threatened to sue on too old debt". This is based on 49 complaints filed with the CFPB.
Are complaints against Coastline Financial Resources, LLC increasing or decreasing? ▼
Complaints against Coastline Financial Resources, LLC have been stable. The company received 0 complaints in the last 12 months.
What is Coastline Financial Resources, LLC's reputation grade? ▼
Coastline Financial Resources, LLC has a reputation grade of F (score: 42.8/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.
Does Coastline Financial Resources, LLC respond to consumer complaints? ▼
Coastline Financial Resources, LLC has a 31% timely response rate to CFPB complaints. Consumers disputed the company's response in 7% of cases.
In how many states does Coastline Financial Resources, LLC operate? ▼
Coastline Financial Resources, LLC has received CFPB complaints from consumers in 18 states, with the most complaints from Texas (6 complaints).
What can I do if Coastline Financial Resources, LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Coastline Financial Resources, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |