Total CFPB complaints
172
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 172 complaints
Coast to Coast Financial Solutions, Inc. — Debt Collector Complaint Profile
CFPB complaint profile across 29 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Coast to Coast Financial Solutions, Inc.
- Attempts to collect debt not owed
Attempts to collect debt not owed
68 complaints
- Cont'd attempts collect debt not owed 26
Cont'd attempts collect debt not owed
26 complaints
- Written notification about debt 26
Written notification about debt
26 complaints
- False statements or representation 15
False statements or representation
15 complaints
- Took or threatened to take negative or legal action 14
Took or threatened to take negative or legal action
14 complaints
- Disclosure verification of debt 5
Disclosure verification of debt
5 complaints
F
Grade F · 45.8/100 composite
This collector has a failing complaint record with very high complaint volumes and poor response rates.
What do CFPB complaints reveal about Coast to Coast Financial Solutions, Inc.?
Coast to Coast Financial Solutions, Inc. has accumulated 172 total CFPB complaints across 29 states, with 25 filed in the most recent 12 months against 147 historical complaints before that window. The trailing-12-month volume represents 14.5% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 56% timely-response rate against a 13% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 29 states, led by California with 49 and Ohio with 20, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 45.8/100 places Coast to Coast Financial Solutions, Inc. in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
25
14.5% of total history
Stable →
States active
29
Distinct state filings
Timely response rate
56%
Within CFPB SLA window
Consumer disputes
13%
After company response
Reputation grade
F
45.8/100 composite
Response-quality profile
How Coast to Coast Financial Solutions, Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 56.4%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 26.1%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 51.8%
Share of US states + territories with at least one filed complaint against this collector.
How does Coast to Coast Financial Solutions, Inc. compare to its peers?
Coast to Coast Financi… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2024-02 2026-02
Top Consumer Issues
Attempts to collect debt not owed68 (%)
Cont'd attempts collect debt not owed26 (%)
Written notification about debt26 (%)
False statements or representation15 (%)
Took or threatened to take negative or legal action14 (%)
Disclosure verification of debt5 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 44 |
| Attempts to collect debt not owed | Debt was paid | 19 |
| Cont'd attempts collect debt not owed | Debt is not mine | 18 |
| Written notification about debt | Didn't receive enough information to verify debt | 16 |
| False statements or representation | Attempted to collect wrong amount | 15 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 14 |
| Written notification about debt | Didn't receive notice of right to dispute | 10 |
| Cont'd attempts collect debt not owed | Debt was paid | 8 |
| Attempts to collect debt not owed | Debt was result of identity theft | 5 |
| Disclosure verification of debt | Not given enough info to verify debt | 5 |
Where do complaints against Coast to Coast Financial Solutions, Inc. come from?
The states where consumers have filed the most CFPB complaints against Coast to Coast Financial Solutions, Inc.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Coast to Coast Financial Solutions, Inc.
Across 29 states with at least one filing
- California
California
49 complaints
- Ohio
Ohio
20 complaints
- Florida 11
Florida
11 complaints
- Georgia 9
Georgia
9 complaints
- Kentucky 8
Kentucky
8 complaints
- Minnesota 8
Minnesota
8 complaints
- Michigan 8
Michigan
8 complaints
- North Carolina 7
North Carolina
7 complaints
Frequently Asked Questions
What is the most common complaint against Coast to Coast Financial Solutions, Inc.? ▼
The most common issue consumers report about Coast to Coast Financial Solutions, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 172 complaints filed with the CFPB.
Are complaints against Coast to Coast Financial Solutions, Inc. increasing or decreasing? ▼
Complaints against Coast to Coast Financial Solutions, Inc. have been stable. The company received 25 complaints in the last 12 months.
What is Coast to Coast Financial Solutions, Inc.'s reputation grade? ▼
Coast to Coast Financial Solutions, Inc. has a reputation grade of F (score: 45.8/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.
Does Coast to Coast Financial Solutions, Inc. respond to consumer complaints? ▼
Coast to Coast Financial Solutions, Inc. has a 56% timely response rate to CFPB complaints. Consumers disputed the company's response in 13% of cases.
In how many states does Coast to Coast Financial Solutions, Inc. operate? ▼
Coast to Coast Financial Solutions, Inc. has received CFPB complaints from consumers in 29 states, with the most complaints from California (49 complaints).
What can I do if Coast to Coast Financial Solutions, Inc. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Coast to Coast Financial Solutions, Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |