This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 179 complaints

Coast to Coast Financial Solutions, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 29 states, reputation grade F.

Complaints by issue type

What consumers report about Coast to Coast Financial Solutions, Inc.

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

F

Grade F · 45.8/100 composite

This collector has a failing complaint record with very high complaint volumes and poor response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of F: Coast to Coast Financial Solutions, Inc. ranks ahead of 8% of the 5,283 collectors PlainCollector grades - 92% keep a cleaner CFPB record, on 179 all-time complaints and a 56% timely-response rate.

8th pct
reputation rank of 5,283 graded collectors
179
CFPB complaints, all-time
56%
answered inside the CFPB window
27
in the last 12 months (falling)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Coast to Coast Financial Solutions, Inc.?

Coast to Coast Financial Solutions, Inc. has accumulated 179 total CFPB complaints across 29 states, with 27 filed in the most recent 12 months against 152 historical complaints before that window. The trailing-12-month volume represents 15.1% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours". The company posts a 56% timely-response rate against a 13% consumer-dispute-after-response rate.

Complaints have been recorded across 29 states, led by California with 51 and Ohio with 20. Normalized against the full CFPB collector database, the reputation score of 45.8/100 places Coast to Coast Financial Solutions, Inc. in grade band F.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

179

mid-volume (CCDB)

Last 12 months

27

15.1% of all-time complaints

Falling ↓

States active

29

multi-region footprint

Timely response rate

56%

below sla band

Consumer disputes

13%

average (vertical avg ~19%)

Reputation grade

F

45.8/100 composite

How does Coast to Coast Financial Solutions, Inc.'s reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

46 Bottom 8% higher than 8% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). This entry sits in this band. 50–60: 1,469 graded collectors (28%). Above this entry. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Coast to Coast Financial Solutions, Inc. versus the debt-collection vertical average.

Timely response within SLA 56.4%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 13.0%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 51.8%

Share of US states + territories with at least one filed complaint against this collector.

How does Coast to Coast Financial Solutions, Inc. compare to its peers?

How does Coast to Coast Financial Solutions, Inc. compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Coast to Coast Financi… National average
Complaints (last 12 mo)lower is better
27
105
268
Timely-response ratehigher is better
56%
99%
91%
Consumer-dispute ratelower is better
13%
0%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2013-12 2020-09

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 71
Cont'd attempts collect debt not owed - 30
Written notification about debt - 29
Took or threatened to take negative or legal action - 17
False statements or representation - 16
Disclosure verification of debt - 10
Communication tactics - 4
Improper contact or sharing of info - 1
Taking/threatening an illegal action - 1

Where do complaints against Coast to Coast Financial Solutions, Inc. come from?

Coast to Coast Financial Solutions, Inc.'s own per-state count, not a national baseline.

Top states by complaints against Coast to Coast Financial Solutions, Inc.

Across 29 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Coast to Coast Financial Solutions, Inc. contacts you

A grade of F signals how Coast to Coast Financial Solutions, Inc.'s CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Coast to Coast Financial Solutions, Inc. and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Coast to Coast Financial Solutions, Inc. ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Coast to Coast Financial Solutions, Inc.? ▼

The most common issue consumers report about Coast to Coast Financial Solutions, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 179 complaints filed with the CFPB.

Are complaints against Coast to Coast Financial Solutions, Inc. increasing or decreasing? ▼

Complaints against Coast to Coast Financial Solutions, Inc. are falling. The company received 27 complaints in the last 12 months, showing improvement over prior periods.

What is Coast to Coast Financial Solutions, Inc.'s reputation grade? ▼

Coast to Coast Financial Solutions, Inc. has a reputation grade of F (score: 45.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Coast to Coast Financial Solutions, Inc. respond to consumer complaints? ▼

Coast to Coast Financial Solutions, Inc. has a 56% timely response rate to CFPB complaints. Consumers disputed the company's response in 13% of cases.

In how many states does Coast to Coast Financial Solutions, Inc. operate? ▼

Coast to Coast Financial Solutions, Inc. has received CFPB complaints from consumers in 29 states, with the most complaints from California (51 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.