This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

2026 CFPB data Public-data reference. FDCPA reference 319 complaints

COAST PROFESSIONAL, INC. — Debt Collector Complaint Profile

CFPB complaint profile across 43 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.

Complaints by issue type

What consumers report about COAST PROFESSIONAL, INC.

complaints
Source CFPB Consumer Complaint Database
D

Grade D · 55.8/100 composite

This collector has a poor complaint record with above-average complaints and below-average response rates.

What do CFPB complaints reveal about COAST PROFESSIONAL, INC.?

COAST PROFESSIONAL, INC. has accumulated 319 total CFPB complaints across 43 states, with 30 filed in the most recent 12 months against 289 historical complaints before that window. The trailing-12-month volume represents 9.4% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 98% timely-response rate against a 25% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.

Complaints have been recorded across 43 states, led by California with 53 and Florida with 25, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 55.8/100 places COAST PROFESSIONAL, INC. in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.

Complaint Summary

Total CFPB complaints

319

All-time across CCDB intake

Last 12 months

30

9.4% of total history

Stable →

States active

43

Distinct state filings

Timely response rate

98%

Within CFPB SLA window

Consumer disputes

25%

After company response

Reputation grade

D

55.8/100 composite

Response-quality profile

How COAST PROFESSIONAL, INC. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.

Timely response within SLA 98.1%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 49.3%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 76.8%

Share of US states + territories with at least one filed complaint against this collector.

How does COAST PROFESSIONAL, INC. compare to its peers?

How does COAST PROFESSIONAL, INC. compare? Versus a peer and the national average across 60+ high-volume collectors
COAST PROFESSIONAL, IN… National average
Complaints (last 12 mo)lower is better
30
22,938
250
Timely-response ratehigher is better
98%
100%
91%
Consumer-dispute ratelower is better
25%
24%
19%

Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.

Complaint Trend (24 months)

2024-01 2026-03

Top Consumer Issues

Attempts to collect debt not owed89 (%)
Written notification about debt47 (%)
False statements or representation48 (%)
Communication tactics26 (%)
Disclosure verification of debt13 (%)
Cont'd attempts collect debt not owed10 (%)

Most common issue: Attempts to collect debt not owed — Debt is not yours

Know Your Rights

If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.

Learn your full FDCPA rights →

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed Debt is not yours 50
Written notification about debt Didn't receive enough information to verify debt 47
False statements or representation Attempted to collect wrong amount 37
Attempts to collect debt not owed Debt was paid 24
Communication tactics Frequent or repeated calls 15
Attempts to collect debt not owed Debt was result of identity theft 15
Disclosure verification of debt Not given enough info to verify debt 13
Communication tactics You told them to stop contacting you, but they keep trying 11
False statements or representation Impersonated attorney, law enforcement, or government official 11
Cont'd attempts collect debt not owed Debt was paid 10

Where do complaints against COAST PROFESSIONAL, INC. come from?

The states where consumers have filed the most CFPB complaints against COAST PROFESSIONAL, INC.. Every figure is the company's own complaint count in that state — not a national baseline.

Top states by complaints against COAST PROFESSIONAL, INC.

Across 43 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Frequently Asked Questions

What is the most common complaint against COAST PROFESSIONAL, INC.?

The most common issue consumers report about COAST PROFESSIONAL, INC. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 319 complaints filed with the CFPB.

Are complaints against COAST PROFESSIONAL, INC. increasing or decreasing?

Complaints against COAST PROFESSIONAL, INC. have been stable. The company received 30 complaints in the last 12 months.

What is COAST PROFESSIONAL, INC.'s reputation grade?

COAST PROFESSIONAL, INC. has a reputation grade of D (score: 55.8/100). This collector has a poor complaint record with above-average complaints and below-average response rates.

Does COAST PROFESSIONAL, INC. respond to consumer complaints?

COAST PROFESSIONAL, INC. has a 98% timely response rate to CFPB complaints. Consumers disputed the company's response in 25% of cases.

In how many states does COAST PROFESSIONAL, INC. operate?

COAST PROFESSIONAL, INC. has received CFPB complaints from consumers in 43 states, with the most complaints from California (53 complaints).

What can I do if COAST PROFESSIONAL, INC. is contacting me?

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If COAST PROFESSIONAL, INC. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.

Consumer Guides

Primary source data

Related

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial