This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

2026 CFPB data Public-data reference. FDCPA reference 2 complaints

Coast Collection Agency Inc — Debt Collector Complaint Profile

CFPB complaint profile across 2 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.

Complaints by issue type

What consumers report about Coast Collection Agency Inc

complaints
Source CFPB Consumer Complaint Database
B

Grade B · 73.7/100 composite

This collector has a good complaint record with relatively few complaints and responsive customer service.

What do CFPB complaints reveal about Coast Collection Agency Inc?

Coast Collection Agency Inc has accumulated 2 total CFPB complaints across 2 states, with 0 filed in the most recent 12 months against 2 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.

The dominant consumer grievance logged with the CFPB is "Communication tactics", narrowing to "Threatened to take legal action", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 50% timely-response rate against a 0% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.

Complaints have been recorded across 2 states, led by Mississippi with 1 and New York with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 73.7/100 places Coast Collection Agency Inc in grade band B, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.

Complaint Summary

Total CFPB complaints

2

All-time across CCDB intake

Last 12 months

0

0.0% of total history

Stable →

States active

2

Distinct state filings

Timely response rate

50%

Within CFPB SLA window

Consumer disputes

0%

After company response

Reputation grade

B

73.7/100 composite

Response-quality profile

How Coast Collection Agency Inc performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.

Timely response within SLA 50.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 0.0%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 3.6%

Share of US states + territories with at least one filed complaint against this collector.

How does Coast Collection Agency Inc compare to its peers?

How does Coast Collection Agency Inc compare? Versus a peer and the national average across 60+ high-volume collectors
Coast Collection Agenc… National average
Complaints (last 12 mo)lower is better
0
22,938
250
Timely-response ratehigher is better
50%
100%
91%
Consumer-dispute ratelower is better
0%
24%
19%

Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.

Complaint Trend (24 months)

2015-02 2021-03

Top Consumer Issues

Communication tactics1 (%)
Attempts to collect debt not owed1 (%)

Most common issue: Communication tactics — Threatened to take legal action

Know Your Rights

If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.

Learn your full FDCPA rights →

Issue Detail Breakdown

Issue Sub-Issue Complaints
Communication tactics Threatened to take legal action 1
Attempts to collect debt not owed Debt was paid 1

Where do complaints against Coast Collection Agency Inc come from?

The states where consumers have filed the most CFPB complaints against Coast Collection Agency Inc. Every figure is the company's own complaint count in that state — not a national baseline.

Top states by complaints against Coast Collection Agency Inc

Across 2 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Frequently Asked Questions

What is the most common complaint against Coast Collection Agency Inc?

The most common issue consumers report about Coast Collection Agency Inc is "Communication tactics", specifically "Threatened to take legal action". This is based on 2 complaints filed with the CFPB.

Are complaints against Coast Collection Agency Inc increasing or decreasing?

Complaints against Coast Collection Agency Inc have been stable. The company received 0 complaints in the last 12 months.

What is Coast Collection Agency Inc's reputation grade?

Coast Collection Agency Inc has a reputation grade of B (score: 73.7/100). This collector has a good complaint record with relatively few complaints and responsive customer service.

Does Coast Collection Agency Inc respond to consumer complaints?

Coast Collection Agency Inc has a 50% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Coast Collection Agency Inc operate?

Coast Collection Agency Inc has received CFPB complaints from consumers in 2 states, with the most complaints from Mississippi (1 complaints).

What can I do if Coast Collection Agency Inc is contacting me?

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Coast Collection Agency Inc violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.

Consumer Guides

Primary source data

Related

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial