This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

2026 CFPB data Public-data reference. FDCPA reference 1 complaints

CMM Finance, Inc. — Debt Collector Complaint Profile

CFPB complaint profile across 1 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.

Complaints by issue type

What consumers report about CMM Finance, Inc.

complaints
Source CFPB Consumer Complaint Database
A

Grade A · 80.4/100 composite

This collector has an excellent complaint record — very few complaints relative to its size, with high response rates.

What do CFPB complaints reveal about CMM Finance, Inc.?

CMM Finance, Inc. has accumulated 1 total CFPB complaints across 1 states, with 1 filed in the most recent 12 months against 0 historical complaints before that window. The trailing-12-month volume represents 100.0% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.

The dominant consumer grievance logged with the CFPB is "False statements or representation", narrowing to "Attempted to collect wrong amount", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.

Complaints have been recorded across 1 states, led by Alabama with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 80.4/100 places CMM Finance, Inc. in grade band A, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.

Complaint Summary

Total CFPB complaints

1

All-time across CCDB intake

Last 12 months

1

100.0% of total history

Rising ↑

States active

1

Distinct state filings

Timely response rate

100%

Within CFPB SLA window

Reputation grade

A

80.4/100 composite

Response-quality profile

How CMM Finance, Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.

Timely response within SLA 100.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

State coverage breadth 1.8%

Share of US states + territories with at least one filed complaint against this collector.

How does CMM Finance, Inc. compare to its peers?

How does CMM Finance, Inc. compare? Versus a peer and the national average across 60+ high-volume collectors
CMM Finance, Inc. National average
Complaints (last 12 mo)lower is better
1
22,938
250
Timely-response ratehigher is better
100%
100%
91%
Consumer-dispute ratelower is better
0%
24%
19%

Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.

Complaint Trend (24 months)

2025-12 2025-12

Top Consumer Issues

False statements or representation1 (%)

Most common issue: False statements or representation — Attempted to collect wrong amount

Know Your Rights

If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.

Learn your full FDCPA rights →

Issue Detail Breakdown

Issue Sub-Issue Complaints
False statements or representation Attempted to collect wrong amount 1

Where do complaints against CMM Finance, Inc. come from?

The states where consumers have filed the most CFPB complaints against CMM Finance, Inc.. Every figure is the company's own complaint count in that state — not a national baseline.

Top states by complaints against CMM Finance, Inc.

Across 1 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Frequently Asked Questions

What is the most common complaint against CMM Finance, Inc.?

The most common issue consumers report about CMM Finance, Inc. is "False statements or representation", specifically "Attempted to collect wrong amount". This is based on 1 complaints filed with the CFPB.

Are complaints against CMM Finance, Inc. increasing or decreasing?

Complaints against CMM Finance, Inc. are rising. The company received 1 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is CMM Finance, Inc.'s reputation grade?

CMM Finance, Inc. has a reputation grade of A (score: 80.4/100). This collector has an excellent complaint record — very few complaints relative to its size, with high response rates.

Does CMM Finance, Inc. respond to consumer complaints?

CMM Finance, Inc. has a 100% timely response rate to CFPB complaints.

In how many states does CMM Finance, Inc. operate?

CMM Finance, Inc. has received CFPB complaints from consumers in 1 states, with the most complaints from Alabama (1 complaints).

What can I do if CMM Finance, Inc. is contacting me?

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If CMM Finance, Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.

Consumer Guides

Primary source data

Related

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial