Total CFPB complaints
106
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 106 complaints
Clear Debt Solutions, LLC — Debt Collector Complaint Profile
CFPB complaint profile across 27 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Clear Debt Solutions, LLC
- Communication tactics
Communication tactics
34 complaints
- Improper contact or sharing of info
Improper contact or sharing of info
27 complaints
- Cont'd attempts collect debt not owed 13
Cont'd attempts collect debt not owed
13 complaints
- Taking/threatening an illegal action 10
Taking/threatening an illegal action
10 complaints
- Disclosure verification of debt 7
Disclosure verification of debt
7 complaints
F
Grade F · 48.9/100 composite
This collector has a failing complaint record with very high complaint volumes and poor response rates.
What do CFPB complaints reveal about Clear Debt Solutions, LLC?
Clear Debt Solutions, LLC has accumulated 106 total CFPB complaints across 27 states, with 0 filed in the most recent 12 months against 106 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Communication tactics", narrowing to "Frequent or repeated calls", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 64% timely-response rate against a 17% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 27 states, led by Texas with 17 and Ohio with 14, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 48.9/100 places Clear Debt Solutions, LLC in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
27
Distinct state filings
Timely response rate
64%
Within CFPB SLA window
Consumer disputes
17%
After company response
Reputation grade
F
48.9/100 composite
Response-quality profile
How Clear Debt Solutions, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 64.2%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 34.4%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 48.2%
Share of US states + territories with at least one filed complaint against this collector.
How does Clear Debt Solutions, LLC compare to its peers?
Clear Debt Solutions, … National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2016-01 2020-10
Top Consumer Issues
Communication tactics34 (%)
Improper contact or sharing of info27 (%)
Cont'd attempts collect debt not owed13 (%)
Taking/threatening an illegal action10 (%)
Disclosure verification of debt7 (%)
Most common issue: Communication tactics — Frequent or repeated calls
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Communication tactics | Frequent or repeated calls | 27 |
| Improper contact or sharing of info | Talked to a third party about my debt | 14 |
| Cont'd attempts collect debt not owed | Debt is not mine | 13 |
| Improper contact or sharing of info | Contacted employer after asked not to | 10 |
| Taking/threatening an illegal action | Threatened arrest/jail if do not pay | 10 |
| Disclosure verification of debt | Not given enough info to verify debt | 5 |
| Communication tactics | Threatened to take legal action | 4 |
| Communication tactics | You told them to stop contacting you, but they keep trying | 3 |
| Improper contact or sharing of info | Contacted me after I asked not to | 3 |
| Disclosure verification of debt | Right to dispute notice not received | 2 |
Where do complaints against Clear Debt Solutions, LLC come from?
The states where consumers have filed the most CFPB complaints against Clear Debt Solutions, LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Clear Debt Solutions, LLC
Across 27 states with at least one filing
- Texas
Texas
17 complaints
- Ohio
Ohio
14 complaints
- California
California
14 complaints
- Tennessee
Tennessee
7 complaints
- Alabama
Alabama
7 complaints
- Wisconsin 6
Wisconsin
6 complaints
- South Carolina 5
South Carolina
5 complaints
- Louisiana 4
Louisiana
4 complaints
Frequently Asked Questions
What is the most common complaint against Clear Debt Solutions, LLC? ▼
The most common issue consumers report about Clear Debt Solutions, LLC is "Communication tactics", specifically "Frequent or repeated calls". This is based on 106 complaints filed with the CFPB.
Are complaints against Clear Debt Solutions, LLC increasing or decreasing? ▼
Complaints against Clear Debt Solutions, LLC have been stable. The company received 0 complaints in the last 12 months.
What is Clear Debt Solutions, LLC's reputation grade? ▼
Clear Debt Solutions, LLC has a reputation grade of F (score: 48.9/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.
Does Clear Debt Solutions, LLC respond to consumer complaints? ▼
Clear Debt Solutions, LLC has a 64% timely response rate to CFPB complaints. Consumers disputed the company's response in 17% of cases.
In how many states does Clear Debt Solutions, LLC operate? ▼
Clear Debt Solutions, LLC has received CFPB complaints from consumers in 27 states, with the most complaints from Texas (17 complaints).
What can I do if Clear Debt Solutions, LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Clear Debt Solutions, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |