This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 164 complaints

Cherry Technologies Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 31 states, reputation grade F.

Complaints by issue type

What consumers report about Cherry Technologies Inc.

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

F

Grade F · 48.0/100 composite

This collector has a failing complaint record with very high complaint volumes and poor response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of F: Cherry Technologies Inc. ranks ahead of 11% of the 5,283 collectors PlainCollector grades - 89% keep a cleaner CFPB record, on 164 all-time complaints and a 87% timely-response rate.

11th pct
reputation rank of 5,283 graded collectors
164
CFPB complaints, all-time
87%
answered inside the CFPB window
117
in the last 12 months (rising)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Cherry Technologies Inc.?

Cherry Technologies Inc. has accumulated 164 total CFPB complaints across 31 states, with 117 filed in the most recent 12 months against 47 historical complaints before that window. The trailing-12-month volume represents 71.3% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Threatened or suggested your credit would be damaged". The company posts a 87% timely-response rate.

Complaints have been recorded across 31 states, led by Texas with 28 and Florida with 25. Normalized against the full CFPB collector database, the reputation score of 48.0/100 places Cherry Technologies Inc. in grade band F.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

164

mid-volume (CCDB)

Last 12 months

117

71.3% of all-time complaints

Rising ↑

States active

31

multi-region footprint

Timely response rate

87%

acceptable band

Reputation grade

F

48.0/100 composite

How does Cherry Technologies Inc.'s reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

48 Bottom 11% higher than 11% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). This entry sits in this band. 50–60: 1,469 graded collectors (28%). Above this entry. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Cherry Technologies Inc. versus the debt-collection vertical average.

Timely response within SLA 86.6%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

State coverage breadth 55.4%

Share of US states + territories with at least one filed complaint against this collector.

How does Cherry Technologies Inc. compare to its peers?

How does CHERRY TECHNOLOGIES INC. compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
CHERRY TECHNOLOGIES IN… National average
Complaints (last 12 mo)lower is better
117
39
268
Timely-response ratehigher is better
87%
100%
91%
Consumer-dispute ratelower is better
0%
30%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2013-10 2025-06

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 63
Took or threatened to take negative or legal action - 50
False statements or representation - 27
Communication tactics - 11
Written notification about debt - 8
Electronic communications - 4
Threatened to contact someone or share information improperly - 1

Where do complaints against Cherry Technologies Inc. come from?

Cherry Technologies Inc.'s own per-state count, not a national baseline.

Top states by complaints against Cherry Technologies Inc.

Across 31 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Cherry Technologies Inc. contacts you

A grade of F signals how Cherry Technologies Inc.'s CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Cherry Technologies Inc. and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Cherry Technologies Inc. ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Cherry Technologies Inc.? ▼

The most common issue consumers report about Cherry Technologies Inc. is "Attempts to collect debt not owed", specifically "Threatened or suggested your credit would be damaged". This is based on 164 complaints filed with the CFPB.

Are complaints against Cherry Technologies Inc. increasing or decreasing? ▼

Complaints against Cherry Technologies Inc. are rising. The company received 117 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Cherry Technologies Inc.'s reputation grade? ▼

Cherry Technologies Inc. has a reputation grade of F (score: 48.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Cherry Technologies Inc. respond to consumer complaints? ▼

Cherry Technologies Inc. has a 87% timely response rate to CFPB complaints.

In how many states does Cherry Technologies Inc. operate? ▼

Cherry Technologies Inc. has received CFPB complaints from consumers in 31 states, with the most complaints from Texas (28 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.