Total CFPB complaints
26
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 26 complaints
Chainlink Services LLC — Debt Collector Complaint Profile
CFPB complaint profile across 17 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Chainlink Services LLC
- Communication tactics
Communication tactics
11 complaints
- Threatened to contact someone or share information improperly
Threatened to contact someone or share information improperly
5 complaints
- Written notification about debt 3
Written notification about debt
3 complaints
- False statements or representation 2
False statements or representation
2 complaints
- Took or threatened to take negative or legal action 2
Took or threatened to take negative or legal action
2 complaints
C
Grade C · 59.7/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about Chainlink Services LLC?
Chainlink Services LLC has accumulated 26 total CFPB complaints across 17 states, with 9 filed in the most recent 12 months against 17 historical complaints before that window. The trailing-12-month volume represents 34.6% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.
The dominant consumer grievance logged with the CFPB is "Communication tactics", narrowing to "Frequent or repeated calls", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 17 states, led by Virginia with 7 and Utah with 2, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 59.7/100 places Chainlink Services LLC in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
9
34.6% of total history
Falling ↓
States active
17
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Reputation grade
C
59.7/100 composite
Response-quality profile
How Chainlink Services LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 30.4%
Share of US states + territories with at least one filed complaint against this collector.
How does Chainlink Services LLC compare to its peers?
Chainlink Services LLC National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2024-05 2026-01
Top Consumer Issues
Communication tactics11 (%)
Threatened to contact someone or share information improperly5 (%)
False statements or representation2 (%)
Written notification about debt3 (%)
Took or threatened to take negative or legal action2 (%)
Most common issue: Communication tactics — Frequent or repeated calls
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Communication tactics | Frequent or repeated calls | 8 |
| Threatened to contact someone or share information improperly | Talked to a third-party about your debt | 3 |
| False statements or representation | Attempted to collect wrong amount | 2 |
| Threatened to contact someone or share information improperly | Contacted your employer | 2 |
| Communication tactics | You told them to stop contacting you, but they keep trying | 2 |
| Written notification about debt | Didn't receive notice of right to dispute | 2 |
| Took or threatened to take negative or legal action | Collected or attempted to collect exempt funds | 1 |
| Took or threatened to take negative or legal action | Threatened to arrest you or take you to jail if you do not pay | 1 |
| Written notification about debt | Didn't receive enough information to verify debt | 1 |
| Communication tactics | Used obscene, profane, or other abusive language | 1 |
Where do complaints against Chainlink Services LLC come from?
The states where consumers have filed the most CFPB complaints against Chainlink Services LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Chainlink Services LLC
Across 17 states with at least one filing
- Virginia
Virginia
7 complaints
- Utah 2
Utah
2 complaints
- Ohio 2
Ohio
2 complaints
- Louisiana 2
Louisiana
2 complaints
- New Jersey 1
New Jersey
1 complaints
- Michigan 1
Michigan
1 complaints
- Kentucky 1
Kentucky
1 complaints
- Missouri 1
Missouri
1 complaints
Frequently Asked Questions
What is the most common complaint against Chainlink Services LLC? ▼
The most common issue consumers report about Chainlink Services LLC is "Communication tactics", specifically "Frequent or repeated calls". This is based on 26 complaints filed with the CFPB.
Are complaints against Chainlink Services LLC increasing or decreasing? ▼
Complaints against Chainlink Services LLC are falling. The company received 9 complaints in the last 12 months, showing improvement over prior periods.
What is Chainlink Services LLC's reputation grade? ▼
Chainlink Services LLC has a reputation grade of C (score: 59.7/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does Chainlink Services LLC respond to consumer complaints? ▼
Chainlink Services LLC has a 100% timely response rate to CFPB complaints.
In how many states does Chainlink Services LLC operate? ▼
Chainlink Services LLC has received CFPB complaints from consumers in 17 states, with the most complaints from Virginia (7 complaints).
What can I do if Chainlink Services LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Chainlink Services LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |