This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

2026 CFPB data Public-data reference. FDCPA reference 1 complaints

CFS of Aurora IL LLC — Debt Collector Complaint Profile

CFPB complaint profile across 1 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.

Complaints by issue type

What consumers report about CFS of Aurora IL LLC

complaints
Source CFPB Consumer Complaint Database
F

Grade F · 46.7/100 composite

This collector has a failing complaint record with very high complaint volumes and poor response rates.

What do CFPB complaints reveal about CFS of Aurora IL LLC?

CFS of Aurora IL LLC has accumulated 1 total CFPB complaints across 1 states, with 0 filed in the most recent 12 months against 1 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.

The dominant consumer grievance logged with the CFPB is "Written notification about debt", narrowing to "Didn't receive enough information to verify debt", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 0% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.

Complaints have been recorded across 1 states, led by Illinois with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 46.7/100 places CFS of Aurora IL LLC in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.

Complaint Summary

Total CFPB complaints

1

All-time across CCDB intake

Last 12 months

0

0.0% of total history

Stable →

States active

1

Distinct state filings

Timely response rate

0%

Within CFPB SLA window

Reputation grade

F

46.7/100 composite

Response-quality profile

How CFS of Aurora IL LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.

Timely response within SLA 0.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

State coverage breadth 1.8%

Share of US states + territories with at least one filed complaint against this collector.

How does CFS of Aurora IL LLC compare to its peers?

How does CFS of Aurora IL LLC compare? Versus a peer and the national average across 60+ high-volume collectors
CFS of Aurora IL LLC National average
Complaints (last 12 mo)lower is better
0
22,938
250
Timely-response ratehigher is better
0%
100%
91%
Consumer-dispute ratelower is better
0%
24%
19%

Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.

Complaint Trend (24 months)

2017-10 2017-10

Top Consumer Issues

Written notification about debt1 (%)

Most common issue: Written notification about debt — Didn't receive enough information to verify debt

Know Your Rights

If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.

Learn your full FDCPA rights →

Issue Detail Breakdown

Issue Sub-Issue Complaints
Written notification about debt Didn't receive enough information to verify debt 1

Where do complaints against CFS of Aurora IL LLC come from?

The states where consumers have filed the most CFPB complaints against CFS of Aurora IL LLC. Every figure is the company's own complaint count in that state — not a national baseline.

Top states by complaints against CFS of Aurora IL LLC

Across 1 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Frequently Asked Questions

What is the most common complaint against CFS of Aurora IL LLC?

The most common issue consumers report about CFS of Aurora IL LLC is "Written notification about debt", specifically "Didn't receive enough information to verify debt". This is based on 1 complaints filed with the CFPB.

Are complaints against CFS of Aurora IL LLC increasing or decreasing?

Complaints against CFS of Aurora IL LLC have been stable. The company received 0 complaints in the last 12 months.

What is CFS of Aurora IL LLC's reputation grade?

CFS of Aurora IL LLC has a reputation grade of F (score: 46.7/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.

Does CFS of Aurora IL LLC respond to consumer complaints?

CFS of Aurora IL LLC has a 0% timely response rate to CFPB complaints.

In how many states does CFS of Aurora IL LLC operate?

CFS of Aurora IL LLC has received CFPB complaints from consumers in 1 states, with the most complaints from Illinois (1 complaints).

What can I do if CFS of Aurora IL LLC is contacting me?

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If CFS of Aurora IL LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.

Consumer Guides

Primary source data

Related

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial