This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 25 complaints

Central Collection Corporation - Debt Collector Complaint Profile

CFPB complaint profile across 7 states, reputation grade F.

Complaints by issue type

What consumers report about Central Collection Corporation

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

F

Grade F · 49.9/100 composite

This collector has a failing complaint record with very high complaint volumes and poor response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of F: Central Collection Corporation ranks ahead of 14% of the 5,283 collectors PlainCollector grades - 86% keep a cleaner CFPB record, on 25 all-time complaints and a 71% timely-response rate.

14th pct
reputation rank of 5,283 graded collectors
25
CFPB complaints, all-time
71%
answered inside the CFPB window
10
in the last 12 months (rising)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Central Collection Corporation?

Central Collection Corporation has accumulated 25 total CFPB complaints across 7 states, with 10 filed in the most recent 12 months against 15 historical complaints before that window. The trailing-12-month volume represents 40.0% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Didn't receive enough information to verify debt". The company posts a 71% timely-response rate.

Complaints have been recorded across 7 states, led by Wisconsin with 17 and California with 2. Normalized against the full CFPB collector database, the reputation score of 49.9/100 places Central Collection Corporation in grade band F.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

25

low-volume (CCDB)

Last 12 months

10

40.0% of all-time complaints

Rising ↑

States active

7

regional footprint

Timely response rate

71%

below sla band

Reputation grade

F

49.9/100 composite

How does Central Collection Corporation's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

50 Bottom 14% higher than 14% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). This entry sits in this band. 50–60: 1,469 graded collectors (28%). Above this entry. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Central Collection Corporation versus the debt-collection vertical average.

Timely response within SLA 70.8%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

State coverage breadth 12.5%

Share of US states + territories with at least one filed complaint against this collector.

How does Central Collection Corporation compare to its peers?

How does Central Collection Corporation compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Central Collection Cor… National average
Complaints (last 12 mo)lower is better
10
5
268
Timely-response ratehigher is better
71%
100%
91%
Consumer-dispute ratelower is better
0%
0%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2021-08 2026-03

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 13
Written notification about debt - 7
False statements or representation - 5

Where do complaints against Central Collection Corporation come from?

Central Collection Corporation's own per-state count, not a national baseline.

Top states by complaints against Central Collection Corporation

Across 7 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Central Collection Corporation contacts you

A grade of F signals how Central Collection Corporation's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Central Collection Corporation and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Central Collection Corporation ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Central Collection Corporation? ▼

The most common issue consumers report about Central Collection Corporation is "Attempts to collect debt not owed", specifically "Didn't receive enough information to verify debt". This is based on 25 complaints filed with the CFPB.

Are complaints against Central Collection Corporation increasing or decreasing? ▼

Complaints against Central Collection Corporation are rising. The company received 10 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Central Collection Corporation's reputation grade? ▼

Central Collection Corporation has a reputation grade of F (score: 49.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Central Collection Corporation respond to consumer complaints? ▼

Central Collection Corporation has a 71% timely response rate to CFPB complaints.

In how many states does Central Collection Corporation operate? ▼

Central Collection Corporation has received CFPB complaints from consumers in 7 states, with the most complaints from Wisconsin (17 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.