Total CFPB complaints
783
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 783 complaints
Cedars Business Services, LLC — Debt Collector Complaint Profile
CFPB complaint profile across 46 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Cedars Business Services, LLC
- Attempts to collect debt not owed
Attempts to collect debt not owed
392 complaints
- Written notification about debt 106
Written notification about debt
106 complaints
- False statements or representation 90
False statements or representation
90 complaints
- Took or threatened to take negative or legal action 59
Took or threatened to take negative or legal action
59 complaints
- Communication tactics 39
Communication tactics
39 complaints
- Cont'd attempts collect debt not owed 23
Cont'd attempts collect debt not owed
23 complaints
D
Grade D · 53.2/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about Cedars Business Services, LLC?
Cedars Business Services, LLC has accumulated 783 total CFPB complaints across 46 states, with 228 filed in the most recent 12 months against 555 historical complaints before that window. The trailing-12-month volume represents 29.1% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 96% timely-response rate against a 26% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 46 states, led by California with 169 and Florida with 89, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 53.2/100 places Cedars Business Services, LLC in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
228
29.1% of total history
Rising ↑
States active
46
Distinct state filings
Timely response rate
96%
Within CFPB SLA window
Consumer disputes
26%
After company response
Reputation grade
D
53.2/100 composite
Response-quality profile
How Cedars Business Services, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 95.8%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 52.8%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 82.1%
Share of US states + territories with at least one filed complaint against this collector.
How does Cedars Business Services, LLC compare to its peers?
Cedars Business Servic… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2024-04 2026-03
Top Consumer Issues
Attempts to collect debt not owed392 (%)
False statements or representation90 (%)
Written notification about debt106 (%)
Took or threatened to take negative or legal action59 (%)
Cont'd attempts collect debt not owed23 (%)
Communication tactics39 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 265 |
| False statements or representation | Attempted to collect wrong amount | 90 |
| Written notification about debt | Didn't receive enough information to verify debt | 77 |
| Attempts to collect debt not owed | Debt was result of identity theft | 74 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 59 |
| Attempts to collect debt not owed | Debt was paid | 53 |
| Written notification about debt | Didn't receive notice of right to dispute | 29 |
| Cont'd attempts collect debt not owed | Debt is not mine | 23 |
| Communication tactics | Frequent or repeated calls | 23 |
| Communication tactics | You told them to stop contacting you, but they keep trying | 16 |
Where do complaints against Cedars Business Services, LLC come from?
The states where consumers have filed the most CFPB complaints against Cedars Business Services, LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Cedars Business Services, LLC
Across 46 states with at least one filing
- California
California
169 complaints
- Florida
Florida
89 complaints
- Texas 63
Texas
63 complaints
- Georgia 43
Georgia
43 complaints
- New York 41
New York
41 complaints
- Virginia 29
Virginia
29 complaints
- Pennsylvania 28
Pennsylvania
28 complaints
- North Carolina 23
North Carolina
23 complaints
Frequently Asked Questions
What is the most common complaint against Cedars Business Services, LLC? ▼
The most common issue consumers report about Cedars Business Services, LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 783 complaints filed with the CFPB.
Are complaints against Cedars Business Services, LLC increasing or decreasing? ▼
Complaints against Cedars Business Services, LLC are rising. The company received 228 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Cedars Business Services, LLC's reputation grade? ▼
Cedars Business Services, LLC has a reputation grade of D (score: 53.2/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does Cedars Business Services, LLC respond to consumer complaints? ▼
Cedars Business Services, LLC has a 96% timely response rate to CFPB complaints. Consumers disputed the company's response in 26% of cases.
In how many states does Cedars Business Services, LLC operate? ▼
Cedars Business Services, LLC has received CFPB complaints from consumers in 46 states, with the most complaints from California (169 complaints).
What can I do if Cedars Business Services, LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Cedars Business Services, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |