This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 873 complaints

Cedars Business Services, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 48 states, reputation grade D.

Complaints by issue type

What consumers report about Cedars Business Services, LLC

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

D

Grade D · 53.2/100 composite

This collector has a poor complaint record with above-average complaints and below-average response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of D: Cedars Business Services, LLC ranks ahead of 21% of the 5,283 collectors PlainCollector grades - 79% keep a cleaner CFPB record, on 873 all-time complaints and a 96% timely-response rate.

21st pct
reputation rank of 5,283 graded collectors
873
CFPB complaints, all-time
96%
answered inside the CFPB window
268
in the last 12 months (rising)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Cedars Business Services, LLC?

Cedars Business Services, LLC has accumulated 873 total CFPB complaints across 48 states, with 268 filed in the most recent 12 months against 605 historical complaints before that window. The trailing-12-month volume represents 30.7% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours". The company posts a 96% timely-response rate against a 26% consumer-dispute-after-response rate.

Complaints have been recorded across 48 states, led by California with 185 and Florida with 92. Normalized against the full CFPB collector database, the reputation score of 53.2/100 places Cedars Business Services, LLC in grade band D.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

873

mid-volume (CCDB)

Last 12 months

268

30.7% of all-time complaints

Rising ↑

States active

48

multi-region footprint

Timely response rate

96%

excellent band

Consumer disputes

26%

elevated (vertical avg ~19%)

Reputation grade

D

53.2/100 composite

How does Cedars Business Services, LLC's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

53 Bottom 21% higher than 21% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). This entry sits in this band. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Cedars Business Services, LLC versus the debt-collection vertical average.

Timely response within SLA 95.8%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 26.4%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 85.7%

Share of US states + territories with at least one filed complaint against this collector.

How does Cedars Business Services, LLC compare to its peers?

How does Cedars Business Services, LLC compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Cedars Business Servic… National average
Complaints (last 12 mo)lower is better
268
288
268
Timely-response ratehigher is better
96%
92%
91%
Consumer-dispute ratelower is better
26%
12%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-11 2026-02

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 453
Written notification about debt - 120
False statements or representation - 120
Took or threatened to take negative or legal action - 69
Communication tactics - 46
Cont'd attempts collect debt not owed - 30
Threatened to contact someone or share information improperly - 12
Electronic communications - 10
Disclosure verification of debt - 7
Improper contact or sharing of info - 4

Where do complaints against Cedars Business Services, LLC come from?

Cedars Business Services, LLC's own per-state count, not a national baseline.

Top states by complaints against Cedars Business Services, LLC

Across 48 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Cedars Business Services, LLC contacts you

A grade of D signals how Cedars Business Services, LLC's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Cedars Business Services, LLC and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Cedars Business Services, LLC ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Cedars Business Services, LLC? ▼

The most common issue consumers report about Cedars Business Services, LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 873 complaints filed with the CFPB.

Are complaints against Cedars Business Services, LLC increasing or decreasing? ▼

Complaints against Cedars Business Services, LLC are rising. The company received 268 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Cedars Business Services, LLC's reputation grade? ▼

Cedars Business Services, LLC has a reputation grade of D (score: 53.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Cedars Business Services, LLC respond to consumer complaints? ▼

Cedars Business Services, LLC has a 96% timely response rate to CFPB complaints. Consumers disputed the company's response in 26% of cases.

In how many states does Cedars Business Services, LLC operate? ▼

Cedars Business Services, LLC has received CFPB complaints from consumers in 48 states, with the most complaints from California (185 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.