Total CFPB complaints
11
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 11 complaints
CDS Debt Relief, LLC — Debt Collector Complaint Profile
CFPB complaint profile across 10 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about CDS Debt Relief, LLC
- Didn't provide services promised
Didn't provide services promised
5 complaints
- Unauthorized withdrawals or charges
Unauthorized withdrawals or charges
2 complaints
- False statements or representation
False statements or representation
2 complaints
- Attempts to collect debt not owed 1
Attempts to collect debt not owed
1 complaints
- Confusing or misleading advertising or marketing 1
Confusing or misleading advertising or marketing
1 complaints
F
Grade F · 30.1/100 composite
This collector has a failing complaint record with very high complaint volumes and poor response rates.
What do CFPB complaints reveal about CDS Debt Relief, LLC?
CDS Debt Relief, LLC has accumulated 11 total CFPB complaints across 10 states, with 3 filed in the most recent 12 months against 8 historical complaints before that window. The trailing-12-month volume represents 27.3% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Didn't provide services promised", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 0% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 10 states, led by Texas with 2 and New York with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 30.1/100 places CDS Debt Relief, LLC in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
3
27.3% of total history
Stable →
States active
10
Distinct state filings
Timely response rate
0%
Within CFPB SLA window
Reputation grade
F
30.1/100 composite
Response-quality profile
How CDS Debt Relief, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 0.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 17.9%
Share of US states + territories with at least one filed complaint against this collector.
How does CDS Debt Relief, LLC compare to its peers?
CDS Debt Relief, LLC National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2023-02 2026-01
Top Consumer Issues
Didn't provide services promised5 (%)
Unauthorized withdrawals or charges2 (%)
Attempts to collect debt not owed1 (%)
Confusing or misleading advertising or marketing1 (%)
False statements or representation2 (%)
Most common issue: Didn't provide services promised
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Didn't provide services promised | — | 5 |
| Unauthorized withdrawals or charges | — | 2 |
| Attempts to collect debt not owed | Debt was paid | 1 |
| Confusing or misleading advertising or marketing | — | 1 |
| False statements or representation | Attempted to collect wrong amount | 1 |
| False statements or representation | Told you not to respond to a lawsuit they filed against you | 1 |
Where do complaints against CDS Debt Relief, LLC come from?
The states where consumers have filed the most CFPB complaints against CDS Debt Relief, LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against CDS Debt Relief, LLC
Across 10 states with at least one filing
- Texas
Texas
2 complaints
- New York
New York
1 complaints
- Ohio
Ohio
1 complaints
- Maryland
Maryland
1 complaints
- Illinois
Illinois
1 complaints
- California
California
1 complaints
- Oklahoma
Oklahoma
1 complaints
- Idaho
Idaho
1 complaints
Frequently Asked Questions
What is the most common complaint against CDS Debt Relief, LLC? ▼
The most common issue consumers report about CDS Debt Relief, LLC is "Didn't provide services promised". This is based on 11 complaints filed with the CFPB.
Are complaints against CDS Debt Relief, LLC increasing or decreasing? ▼
Complaints against CDS Debt Relief, LLC have been stable. The company received 3 complaints in the last 12 months.
What is CDS Debt Relief, LLC's reputation grade? ▼
CDS Debt Relief, LLC has a reputation grade of F (score: 30.1/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.
Does CDS Debt Relief, LLC respond to consumer complaints? ▼
CDS Debt Relief, LLC has a 0% timely response rate to CFPB complaints.
In how many states does CDS Debt Relief, LLC operate? ▼
CDS Debt Relief, LLC has received CFPB complaints from consumers in 10 states, with the most complaints from Texas (2 complaints).
What can I do if CDS Debt Relief, LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If CDS Debt Relief, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |