This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

2026 CFPB data Public-data reference. FDCPA reference 4,467 complaints

CAVALRY INVESTMENTS, LLC — Debt Collector Complaint Profile

CFPB complaint profile across 51 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.

Complaints by issue type

What consumers report about CAVALRY INVESTMENTS, LLC

complaints
Source CFPB Consumer Complaint Database
D

Grade D · 55.8/100 composite

This collector has a poor complaint record with above-average complaints and below-average response rates.

What do CFPB complaints reveal about CAVALRY INVESTMENTS, LLC?

CAVALRY INVESTMENTS, LLC has accumulated 4,467 total CFPB complaints across 51 states, with 831 filed in the most recent 12 months against 3,636 historical complaints before that window. The trailing-12-month volume represents 18.6% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate against a 18% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.

Complaints have been recorded across 51 states, led by California with 597 and Florida with 578, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 55.8/100 places CAVALRY INVESTMENTS, LLC in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.

Complaint Summary

Total CFPB complaints

4,467

All-time across CCDB intake

Last 12 months

831

18.6% of total history

Rising ↑

States active

51

Distinct state filings

Timely response rate

100%

Within CFPB SLA window

Consumer disputes

18%

After company response

Reputation grade

D

55.8/100 composite

Response-quality profile

How CAVALRY INVESTMENTS, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.

Timely response within SLA 100.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 35.4%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 91.1%

Share of US states + territories with at least one filed complaint against this collector.

How does CAVALRY INVESTMENTS, LLC compare to its peers?

How does CAVALRY INVESTMENTS, LLC compare? Versus a peer and the national average across 59+ high-volume collectors
CAVALRY INVESTMENTS, L… National average
Complaints (last 12 mo)lower is better
831
22,938
250
Timely-response ratehigher is better
100%
100%
91%
Consumer-dispute ratelower is better
18%
24%
19%

Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.

Complaint Trend (24 months)

2024-04 2026-03

Top Consumer Issues

Attempts to collect debt not owed1,475 (%)
Written notification about debt840 (%)
False statements or representation447 (%)
Disclosure verification of debt240 (%)
Cont'd attempts collect debt not owed224 (%)
Took or threatened to take negative or legal action260 (%)

Most common issue: Attempts to collect debt not owed — Debt is not yours

Know Your Rights

If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.

Learn your full FDCPA rights →

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed Debt is not yours 910
Written notification about debt Didn't receive enough information to verify debt 626
False statements or representation Attempted to collect wrong amount 447
Attempts to collect debt not owed Debt was result of identity theft 431
Disclosure verification of debt Not given enough info to verify debt 240
Cont'd attempts collect debt not owed Debt is not mine 224
Written notification about debt Didn't receive notice of right to dispute 214
Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged 145
Attempts to collect debt not owed Debt was paid 134
Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit 115

Where do complaints against CAVALRY INVESTMENTS, LLC come from?

The states where consumers have filed the most CFPB complaints against CAVALRY INVESTMENTS, LLC. Every figure is the company's own complaint count in that state — not a national baseline.

Top states by complaints against CAVALRY INVESTMENTS, LLC

Across 51 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Frequently Asked Questions

What is the most common complaint against CAVALRY INVESTMENTS, LLC?

The most common issue consumers report about CAVALRY INVESTMENTS, LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 4,467 complaints filed with the CFPB.

Are complaints against CAVALRY INVESTMENTS, LLC increasing or decreasing?

Complaints against CAVALRY INVESTMENTS, LLC are rising. The company received 831 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is CAVALRY INVESTMENTS, LLC's reputation grade?

CAVALRY INVESTMENTS, LLC has a reputation grade of D (score: 55.8/100). This collector has a poor complaint record with above-average complaints and below-average response rates.

Does CAVALRY INVESTMENTS, LLC respond to consumer complaints?

CAVALRY INVESTMENTS, LLC has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 18% of cases.

In how many states does CAVALRY INVESTMENTS, LLC operate?

CAVALRY INVESTMENTS, LLC has received CFPB complaints from consumers in 51 states, with the most complaints from California (597 complaints).

What can I do if CAVALRY INVESTMENTS, LLC is contacting me?

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If CAVALRY INVESTMENTS, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.

Consumer Guides

Primary source data

Related

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial