This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade C 33 complaints

Cash Time Title Loans, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade C.

Complaints by issue type

What consumers report about Cash Time Title Loans, Inc.

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

C

Grade C · 60.2/100 composite

This collector has an average complaint record with moderate complaint volumes and typical response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of C: Cash Time Title Loans, Inc. ranks ahead of 43% of the 5,283 collectors PlainCollector grades - 57% keep a cleaner CFPB record, on 33 all-time complaints and a 77% timely-response rate.

43rd pct
reputation rank of 5,283 graded collectors
33
CFPB complaints, all-time
77%
answered inside the CFPB window
25
in the last 12 months (rising)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Cash Time Title Loans, Inc.?

Cash Time Title Loans, Inc. has accumulated 33 total CFPB complaints across 1 states, with 25 filed in the most recent 12 months against 8 historical complaints before that window. The trailing-12-month volume represents 75.8% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.

The dominant consumer grievance logged with the CFPB is "Took or threatened to take negative or legal action", narrowing to "Threatened or suggested your credit would be damaged". The company posts a 77% timely-response rate against a 20% consumer-dispute-after-response rate.

Complaints have been recorded across 1 states, led by Arizona with 33. Normalized against the full CFPB collector database, the reputation score of 60.2/100 places Cash Time Title Loans, Inc. in grade band C.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

33

low-volume (CCDB)

Last 12 months

25

75.8% of all-time complaints

Rising ↑

States active

1

limited footprint

Timely response rate

77%

acceptable band

Consumer disputes

20%

elevated (vertical avg ~19%)

Reputation grade

C

60.2/100 composite

How does Cash Time Title Loans, Inc.'s reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

60 43rd percentile higher than 43% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). Below this entry. 60–70: 1,364 graded collectors (26%). This entry sits in this band. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Cash Time Title Loans, Inc. versus the debt-collection vertical average.

Timely response within SLA 77.3%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 20.0%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 1.8%

Share of US states + territories with at least one filed complaint against this collector.

How does Cash Time Title Loans, Inc. compare to its peers?

How does Cash Time Title Loans, Inc. compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Cash Time Title Loans,… National average
Complaints (last 12 mo)lower is better
25
1
268
Timely-response ratehigher is better
77%
78%
91%
Consumer-dispute ratelower is better
20%
33%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2019-04 2026-01

Issue Detail Breakdown

Issue Sub-Issue Complaints
Took or threatened to take negative or legal action - 20
Attempts to collect debt not owed - 7
Communication tactics - 3
Improper contact or sharing of info - 2
False statements or representation - 1

Where do complaints against Cash Time Title Loans, Inc. come from?

Cash Time Title Loans, Inc.'s own per-state count, not a national baseline.

Top states by complaints against Cash Time Title Loans, Inc.

Across 1 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Cash Time Title Loans, Inc. contacts you

A grade of C signals how Cash Time Title Loans, Inc.'s CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Cash Time Title Loans, Inc. and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Cash Time Title Loans, Inc. ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Cash Time Title Loans, Inc.? ▼

The most common issue consumers report about Cash Time Title Loans, Inc. is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 33 complaints filed with the CFPB.

Are complaints against Cash Time Title Loans, Inc. increasing or decreasing? ▼

Complaints against Cash Time Title Loans, Inc. are rising. The company received 25 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Cash Time Title Loans, Inc.'s reputation grade? ▼

Cash Time Title Loans, Inc. has a reputation grade of C (score: 60.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Cash Time Title Loans, Inc. respond to consumer complaints? ▼

Cash Time Title Loans, Inc. has a 77% timely response rate to CFPB complaints. Consumers disputed the company's response in 20% of cases.

In how many states does Cash Time Title Loans, Inc. operate? ▼

Cash Time Title Loans, Inc. has received CFPB complaints from consumers in 1 states, with the most complaints from Arizona (33 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.