This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 14 complaints

Camino Financial Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 10 states, reputation grade D.

Complaints by issue type

What consumers report about Camino Financial Inc.

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

D

Grade D · 52.5/100 composite

This collector has a poor complaint record with above-average complaints and below-average response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of D: Camino Financial Inc. ranks ahead of 20% of the 5,283 collectors PlainCollector grades - 80% keep a cleaner CFPB record, on 14 all-time complaints and a 64% timely-response rate.

20th pct
reputation rank of 5,283 graded collectors
14
CFPB complaints, all-time
64%
answered inside the CFPB window
6
in the last 12 months (rising)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Camino Financial Inc.?

Camino Financial Inc. has accumulated 14 total CFPB complaints across 10 states, with 6 filed in the most recent 12 months against 8 historical complaints before that window. The trailing-12-month volume represents 42.9% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours". The company posts a 64% timely-response rate.

Complaints have been recorded across 10 states, led by Florida with 4 and Texas with 2. Normalized against the full CFPB collector database, the reputation score of 52.5/100 places Camino Financial Inc. in grade band D.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

14

low-volume (CCDB)

Last 12 months

6

42.9% of all-time complaints

Rising ↑

States active

10

regional footprint

Timely response rate

64%

below sla band

Reputation grade

D

52.5/100 composite

How does Camino Financial Inc.'s reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

53 Bottom 20% higher than 20% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). This entry sits in this band. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Camino Financial Inc. versus the debt-collection vertical average.

Timely response within SLA 63.6%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

State coverage breadth 17.9%

Share of US states + territories with at least one filed complaint against this collector.

How does Camino Financial Inc. compare to its peers?

How does Camino Financial Inc. compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Camino Financial Inc. National average
Complaints (last 12 mo)lower is better
6
0
268
Timely-response ratehigher is better
64%
100%
91%
Consumer-dispute ratelower is better
0%
33%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2021-01 2022-09

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 7
Written notification about debt - 2
Took or threatened to take negative or legal action - 2
Threatened to contact someone or share information improperly - 2
Communication tactics - 1

Where do complaints against Camino Financial Inc. come from?

Camino Financial Inc.'s own per-state count, not a national baseline.

Top states by complaints against Camino Financial Inc.

Across 10 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Camino Financial Inc. contacts you

A grade of D signals how Camino Financial Inc.'s CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Camino Financial Inc. and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Camino Financial Inc. ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Camino Financial Inc.? ▼

The most common issue consumers report about Camino Financial Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 14 complaints filed with the CFPB.

Are complaints against Camino Financial Inc. increasing or decreasing? ▼

Complaints against Camino Financial Inc. are rising. The company received 6 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Camino Financial Inc.'s reputation grade? ▼

Camino Financial Inc. has a reputation grade of D (score: 52.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Camino Financial Inc. respond to consumer complaints? ▼

Camino Financial Inc. has a 64% timely response rate to CFPB complaints.

In how many states does Camino Financial Inc. operate? ▼

Camino Financial Inc. has received CFPB complaints from consumers in 10 states, with the most complaints from Florida (4 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.