This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

2026 CFPB data Public-data reference. FDCPA reference 34 complaints

Cadillac Accounts Receivable Management — Debt Collector Complaint Profile

CFPB complaint profile across 8 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.

Complaints by issue type

What consumers report about Cadillac Accounts Receivable Management

complaints
Source CFPB Consumer Complaint Database
C

Grade C · 62.8/100 composite

This collector has an average complaint record with moderate complaint volumes and typical response rates.

What do CFPB complaints reveal about Cadillac Accounts Receivable Management?

Cadillac Accounts Receivable Management has accumulated 34 total CFPB complaints across 8 states, with 0 filed in the most recent 12 months against 34 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.

The dominant consumer grievance logged with the CFPB is "Cont'd attempts collect debt not owed", narrowing to "Debt is not mine", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 94% timely-response rate against a 23% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.

Complaints have been recorded across 8 states, led by Michigan with 24 and Indiana with 2, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 62.8/100 places Cadillac Accounts Receivable Management in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.

Complaint Summary

Total CFPB complaints

34

All-time across CCDB intake

Last 12 months

0

0.0% of total history

Stable →

States active

8

Distinct state filings

Timely response rate

94%

Within CFPB SLA window

Consumer disputes

23%

After company response

Reputation grade

C

62.8/100 composite

Response-quality profile

How Cadillac Accounts Receivable Management performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.

Timely response within SLA 94.1%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 46.2%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 14.3%

Share of US states + territories with at least one filed complaint against this collector.

How does Cadillac Accounts Receivable Management compare to its peers?

How does Cadillac Accounts Receivable Management compare? Versus a peer and the national average across 60+ high-volume collectors
Cadillac Accounts Rece… National average
Complaints (last 12 mo)lower is better
0
22,938
250
Timely-response ratehigher is better
94%
100%
91%
Consumer-dispute ratelower is better
23%
24%
19%

Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.

Complaint Trend (24 months)

2014-12 2022-03

Top Consumer Issues

Cont'd attempts collect debt not owed7 (%)
Written notification about debt9 (%)
Attempts to collect debt not owed8 (%)
Took or threatened to take negative or legal action3 (%)
False statements or representation2 (%)
Communication tactics2 (%)

Most common issue: Cont'd attempts collect debt not owed — Debt is not mine

Know Your Rights

If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.

Learn your full FDCPA rights →

Issue Detail Breakdown

Issue Sub-Issue Complaints
Cont'd attempts collect debt not owed Debt is not mine 5
Written notification about debt Didn't receive notice of right to dispute 5
Written notification about debt Didn't receive enough information to verify debt 4
Attempts to collect debt not owed Debt is not yours 4
Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged 3
False statements or representation Attempted to collect wrong amount 2
Communication tactics Frequent or repeated calls 2
Attempts to collect debt not owed Debt was paid 2
Cont'd attempts collect debt not owed Debt was paid 2
Attempts to collect debt not owed Debt was result of identity theft 2

Where do complaints against Cadillac Accounts Receivable Management come from?

The states where consumers have filed the most CFPB complaints against Cadillac Accounts Receivable Management. Every figure is the company's own complaint count in that state — not a national baseline.

Top states by complaints against Cadillac Accounts Receivable Management

Across 8 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Frequently Asked Questions

What is the most common complaint against Cadillac Accounts Receivable Management?

The most common issue consumers report about Cadillac Accounts Receivable Management is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 34 complaints filed with the CFPB.

Are complaints against Cadillac Accounts Receivable Management increasing or decreasing?

Complaints against Cadillac Accounts Receivable Management have been stable. The company received 0 complaints in the last 12 months.

What is Cadillac Accounts Receivable Management's reputation grade?

Cadillac Accounts Receivable Management has a reputation grade of C (score: 62.8/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.

Does Cadillac Accounts Receivable Management respond to consumer complaints?

Cadillac Accounts Receivable Management has a 94% timely response rate to CFPB complaints. Consumers disputed the company's response in 23% of cases.

In how many states does Cadillac Accounts Receivable Management operate?

Cadillac Accounts Receivable Management has received CFPB complaints from consumers in 8 states, with the most complaints from Michigan (24 complaints).

What can I do if Cadillac Accounts Receivable Management is contacting me?

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Cadillac Accounts Receivable Management violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.

Consumer Guides

Primary source data

Related

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial