Total CFPB complaints
16
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 16 complaints
Business Financing Corporation — Debt Collector Complaint Profile
CFPB complaint profile across 10 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Business Financing Corporation
- Threatened to contact someone or share information improperly
Threatened to contact someone or share information improperly
5 complaints
- False statements or representation
False statements or representation
4 complaints
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
3 complaints
- Communication tactics
Communication tactics
2 complaints
- Attempts to collect debt not owed 1
Attempts to collect debt not owed
1 complaints
- Written notification about debt 1
Written notification about debt
1 complaints
C
Grade C · 62.7/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about Business Financing Corporation?
Business Financing Corporation has accumulated 16 total CFPB complaints across 10 states, with 4 filed in the most recent 12 months against 12 historical complaints before that window. The trailing-12-month volume represents 25.0% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Threatened to contact someone or share information improperly", narrowing to "Talked to a third-party about your debt", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 10 states, led by North Carolina with 5 and Texas with 2, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 62.7/100 places Business Financing Corporation in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
4
25.0% of total history
Rising ↑
States active
10
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Reputation grade
C
62.7/100 composite
Response-quality profile
How Business Financing Corporation performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 17.9%
Share of US states + territories with at least one filed complaint against this collector.
How does Business Financing Corporation compare to its peers?
Business Financing Cor… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2022-12 2025-11
Top Consumer Issues
Threatened to contact someone or share information improperly5 (%)
False statements or representation4 (%)
Took or threatened to take negative or legal action3 (%)
Attempts to collect debt not owed1 (%)
Communication tactics2 (%)
Written notification about debt1 (%)
Most common issue: Threatened to contact someone or share information improperly — Talked to a third-party about your debt
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Threatened to contact someone or share information improperly | Talked to a third-party about your debt | 4 |
| False statements or representation | Impersonated attorney, law enforcement, or government official | 3 |
| Took or threatened to take negative or legal action | Seized or attempted to seize your property | 2 |
| False statements or representation | Attempted to collect wrong amount | 1 |
| Attempts to collect debt not owed | Debt is not yours | 1 |
| Communication tactics | You told them to stop contacting you, but they keep trying | 1 |
| Threatened to contact someone or share information improperly | Contacted your employer | 1 |
| Took or threatened to take negative or legal action | Sued you in a state where you do not live or did not sign for the debt | 1 |
| Communication tactics | Used obscene, profane, or other abusive language | 1 |
| Written notification about debt | Notification didn't disclose it was an attempt to collect a debt | 1 |
Where do complaints against Business Financing Corporation come from?
The states where consumers have filed the most CFPB complaints against Business Financing Corporation. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Business Financing Corporation
Across 10 states with at least one filing
- North Carolina
North Carolina
5 complaints
- Texas
Texas
2 complaints
- Florida
Florida
2 complaints
- California 1
California
1 complaints
- Georgia 1
Georgia
1 complaints
- Michigan 1
Michigan
1 complaints
- New Hampshire 1
New Hampshire
1 complaints
- Colorado 1
Colorado
1 complaints
Frequently Asked Questions
What is the most common complaint against Business Financing Corporation? ▼
The most common issue consumers report about Business Financing Corporation is "Threatened to contact someone or share information improperly", specifically "Talked to a third-party about your debt". This is based on 16 complaints filed with the CFPB.
Are complaints against Business Financing Corporation increasing or decreasing? ▼
Complaints against Business Financing Corporation are rising. The company received 4 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Business Financing Corporation's reputation grade? ▼
Business Financing Corporation has a reputation grade of C (score: 62.7/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does Business Financing Corporation respond to consumer complaints? ▼
Business Financing Corporation has a 100% timely response rate to CFPB complaints.
In how many states does Business Financing Corporation operate? ▼
Business Financing Corporation has received CFPB complaints from consumers in 10 states, with the most complaints from North Carolina (5 complaints).
What can I do if Business Financing Corporation is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Business Financing Corporation violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |