Total CFPB complaints
75
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 75 complaints
Brennan & Clark, Ltd., LLC — Debt Collector Complaint Profile
CFPB complaint profile across 29 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Brennan & Clark, Ltd., LLC
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
12 complaints
- False statements or representation
False statements or representation
11 complaints
- Attempts to collect debt not owed
Attempts to collect debt not owed
9 complaints
- Written notification about debt
Written notification about debt
6 complaints
- Communication tactics
Communication tactics
6 complaints
- Improper contact or sharing of info 3
Improper contact or sharing of info
3 complaints
D
Grade D · 52.8/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about Brennan & Clark, Ltd., LLC?
Brennan & Clark, Ltd., LLC has accumulated 75 total CFPB complaints across 29 states, with 9 filed in the most recent 12 months against 66 historical complaints before that window. The trailing-12-month volume represents 12.0% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 71% timely-response rate against a 15% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 29 states, led by California with 11 and New York with 6, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 52.8/100 places Brennan & Clark, Ltd., LLC in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
9
12.0% of total history
Rising ↑
States active
29
Distinct state filings
Timely response rate
71%
Within CFPB SLA window
Consumer disputes
15%
After company response
Reputation grade
D
52.8/100 composite
Response-quality profile
How Brennan & Clark, Ltd., LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 70.7%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 30.8%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 51.8%
Share of US states + territories with at least one filed complaint against this collector.
How does Brennan & Clark, Ltd., LLC compare to its peers?
Brennan & Clark, Ltd.,… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2019-02 2025-10
Top Consumer Issues
Attempts to collect debt not owed9 (%)
Cont'd attempts collect debt not owed12 (%)
False statements or representation11 (%)
Written notification about debt6 (%)
Improper contact or sharing of info3 (%)
Communication tactics6 (%)
Took or threatened to take negative or legal action3 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 9 |
| Cont'd attempts collect debt not owed | Debt is not mine | 7 |
| False statements or representation | Attempted to collect wrong amount | 6 |
| Written notification about debt | Didn't receive enough information to verify debt | 6 |
| Cont'd attempts collect debt not owed | Debt was paid | 5 |
| False statements or representation | Impersonated attorney, law enforcement, or government official | 5 |
| Improper contact or sharing of info | Talked to a third party about my debt | 3 |
| Communication tactics | You told them to stop contacting you, but they keep trying | 3 |
| Communication tactics | Frequent or repeated calls | 3 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 3 |
Where do complaints against Brennan & Clark, Ltd., LLC come from?
The states where consumers have filed the most CFPB complaints against Brennan & Clark, Ltd., LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Brennan & Clark, Ltd., LLC
Across 29 states with at least one filing
- California
California
11 complaints
- New York
New York
6 complaints
- New Jersey
New Jersey
5 complaints
- Virginia
Virginia
5 complaints
- Florida
Florida
5 complaints
- Colorado 4
Colorado
4 complaints
- North Carolina 4
North Carolina
4 complaints
- Wisconsin 3
Wisconsin
3 complaints
Frequently Asked Questions
What is the most common complaint against Brennan & Clark, Ltd., LLC? ▼
The most common issue consumers report about Brennan & Clark, Ltd., LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 75 complaints filed with the CFPB.
Are complaints against Brennan & Clark, Ltd., LLC increasing or decreasing? ▼
Complaints against Brennan & Clark, Ltd., LLC are rising. The company received 9 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Brennan & Clark, Ltd., LLC's reputation grade? ▼
Brennan & Clark, Ltd., LLC has a reputation grade of D (score: 52.8/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does Brennan & Clark, Ltd., LLC respond to consumer complaints? ▼
Brennan & Clark, Ltd., LLC has a 71% timely response rate to CFPB complaints. Consumers disputed the company's response in 15% of cases.
In how many states does Brennan & Clark, Ltd., LLC operate? ▼
Brennan & Clark, Ltd., LLC has received CFPB complaints from consumers in 29 states, with the most complaints from California (11 complaints).
What can I do if Brennan & Clark, Ltd., LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Brennan & Clark, Ltd., LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |