Total CFPB complaints
103
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 103 complaints
Braviant Holdings, LLC — Debt Collector Complaint Profile
CFPB complaint profile across 26 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Braviant Holdings, LLC
- Attempts to collect debt not owed
Attempts to collect debt not owed
32 complaints
- Communication tactics 11
Communication tactics
11 complaints
- Threatened to contact someone or share information improperly 10
Threatened to contact someone or share information improperly
10 complaints
- Took or threatened to take negative or legal action 10
Took or threatened to take negative or legal action
10 complaints
- False statements or representation 9
False statements or representation
9 complaints
- Written notification about debt 7
Written notification about debt
7 complaints
D
Grade D · 53.0/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about Braviant Holdings, LLC?
Braviant Holdings, LLC has accumulated 103 total CFPB complaints across 26 states, with 24 filed in the most recent 12 months against 79 historical complaints before that window. The trailing-12-month volume represents 23.3% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 99% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 26 states, led by Missouri with 16 and Texas with 16, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 53.0/100 places Braviant Holdings, LLC in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
24
23.3% of total history
Rising ↑
States active
26
Distinct state filings
Timely response rate
99%
Within CFPB SLA window
Reputation grade
D
53.0/100 composite
Response-quality profile
How Braviant Holdings, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 99.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 46.4%
Share of US states + territories with at least one filed complaint against this collector.
How does Braviant Holdings, LLC compare to its peers?
Braviant Holdings, LLC National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2023-04 2026-02
Top Consumer Issues
Attempts to collect debt not owed32 (%)
Communication tactics11 (%)
Threatened to contact someone or share information improperly10 (%)
Written notification about debt7 (%)
Took or threatened to take negative or legal action10 (%)
False statements or representation9 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 12 |
| Attempts to collect debt not owed | Debt was result of identity theft | 11 |
| Communication tactics | Frequent or repeated calls | 11 |
| Threatened to contact someone or share information improperly | Talked to a third-party about your debt | 10 |
| Attempts to collect debt not owed | Debt was paid | 9 |
| Written notification about debt | Didn't receive enough information to verify debt | 7 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 6 |
| False statements or representation | Attempted to collect wrong amount | 5 |
| False statements or representation | Impersonated attorney, law enforcement, or government official | 4 |
| Took or threatened to take negative or legal action | Threatened to sue you for very old debt | 4 |
Where do complaints against Braviant Holdings, LLC come from?
The states where consumers have filed the most CFPB complaints against Braviant Holdings, LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Braviant Holdings, LLC
Across 26 states with at least one filing
- Missouri
Missouri
16 complaints
- Texas
Texas
16 complaints
- Ohio
Ohio
7 complaints
- California 6
California
6 complaints
- South Carolina 5
South Carolina
5 complaints
- Utah 5
Utah
5 complaints
- Wisconsin 5
Wisconsin
5 complaints
- Arkansas 5
Arkansas
5 complaints
Frequently Asked Questions
What is the most common complaint against Braviant Holdings, LLC? ▼
The most common issue consumers report about Braviant Holdings, LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 103 complaints filed with the CFPB.
Are complaints against Braviant Holdings, LLC increasing or decreasing? ▼
Complaints against Braviant Holdings, LLC are rising. The company received 24 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Braviant Holdings, LLC's reputation grade? ▼
Braviant Holdings, LLC has a reputation grade of D (score: 53.0/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does Braviant Holdings, LLC respond to consumer complaints? ▼
Braviant Holdings, LLC has a 99% timely response rate to CFPB complaints.
In how many states does Braviant Holdings, LLC operate? ▼
Braviant Holdings, LLC has received CFPB complaints from consumers in 26 states, with the most complaints from Missouri (16 complaints).
What can I do if Braviant Holdings, LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Braviant Holdings, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |