Total CFPB complaints
46
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 46 complaints
BQ & Associates, P.C., L.L.O. — Debt Collector Complaint Profile
CFPB complaint profile across 8 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about BQ & Associates, P.C., L.L.O.
- Attempts to collect debt not owed
Attempts to collect debt not owed
11 complaints
- Written notification about debt
Written notification about debt
8 complaints
- False statements or representation
False statements or representation
6 complaints
- Taking/threatening an illegal action
Taking/threatening an illegal action
6 complaints
- Cont'd attempts collect debt not owed 4
Cont'd attempts collect debt not owed
4 complaints
- Disclosure verification of debt 3
Disclosure verification of debt
3 complaints
D
Grade D · 58.6/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about BQ & Associates, P.C., L.L.O.?
BQ & Associates, P.C., L.L.O. has accumulated 46 total CFPB complaints across 8 states, with 3 filed in the most recent 12 months against 43 historical complaints before that window. The trailing-12-month volume represents 6.5% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Written notification about debt", narrowing to "Didn't receive enough information to verify debt", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 91% timely-response rate against a 30% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 8 states, led by Nebraska with 19 and Missouri with 11, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 58.6/100 places BQ & Associates, P.C., L.L.O. in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
3
6.5% of total history
Rising ↑
States active
8
Distinct state filings
Timely response rate
91%
Within CFPB SLA window
Consumer disputes
30%
After company response
Reputation grade
D
58.6/100 composite
Response-quality profile
How BQ & Associates, P.C., L.L.O. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 91.3%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 60.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 14.3%
Share of US states + territories with at least one filed complaint against this collector.
How does BQ & Associates, P.C., L.L.O. compare to its peers?
BQ & Associates, P.C.,… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2016-08 2026-02
Top Consumer Issues
Written notification about debt8 (%)
False statements or representation6 (%)
Attempts to collect debt not owed11 (%)
Cont'd attempts collect debt not owed4 (%)
Taking/threatening an illegal action6 (%)
Disclosure verification of debt3 (%)
Most common issue: Written notification about debt — Didn't receive enough information to verify debt
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Written notification about debt | Didn't receive enough information to verify debt | 6 |
| False statements or representation | Attempted to collect wrong amount | 6 |
| Attempts to collect debt not owed | Debt is not yours | 6 |
| Cont'd attempts collect debt not owed | Debt was paid | 4 |
| Attempts to collect debt not owed | Debt was paid | 3 |
| Taking/threatening an illegal action | Sued w/o proper notification of suit | 3 |
| Taking/threatening an illegal action | Attempted to/Collected exempt funds | 3 |
| Disclosure verification of debt | Not given enough info to verify debt | 3 |
| Written notification about debt | Didn't receive notice of right to dispute | 2 |
| Attempts to collect debt not owed | Debt was result of identity theft | 2 |
Where do complaints against BQ & Associates, P.C., L.L.O. come from?
The states where consumers have filed the most CFPB complaints against BQ & Associates, P.C., L.L.O.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against BQ & Associates, P.C., L.L.O.
Across 8 states with at least one filing
- Nebraska
Nebraska
19 complaints
- Missouri
Missouri
11 complaints
- Kansas
Kansas
8 complaints
- Colorado 3
Colorado
3 complaints
- Iowa 2
Iowa
2 complaints
- Minnesota 1
Minnesota
1 complaints
- South Dakota 1
South Dakota
1 complaints
- Illinois 1
Illinois
1 complaints
Frequently Asked Questions
What is the most common complaint against BQ & Associates, P.C., L.L.O.? ▼
The most common issue consumers report about BQ & Associates, P.C., L.L.O. is "Written notification about debt", specifically "Didn't receive enough information to verify debt". This is based on 46 complaints filed with the CFPB.
Are complaints against BQ & Associates, P.C., L.L.O. increasing or decreasing? ▼
Complaints against BQ & Associates, P.C., L.L.O. are rising. The company received 3 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is BQ & Associates, P.C., L.L.O.'s reputation grade? ▼
BQ & Associates, P.C., L.L.O. has a reputation grade of D (score: 58.6/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does BQ & Associates, P.C., L.L.O. respond to consumer complaints? ▼
BQ & Associates, P.C., L.L.O. has a 91% timely response rate to CFPB complaints. Consumers disputed the company's response in 30% of cases.
In how many states does BQ & Associates, P.C., L.L.O. operate? ▼
BQ & Associates, P.C., L.L.O. has received CFPB complaints from consumers in 8 states, with the most complaints from Nebraska (19 complaints).
What can I do if BQ & Associates, P.C., L.L.O. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If BQ & Associates, P.C., L.L.O. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |