This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 25 complaints

Bonded Adjustment Company - Debt Collector Complaint Profile

CFPB complaint profile across 3 states, reputation grade D.

Complaints by issue type

What consumers report about Bonded Adjustment Company

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

D

Grade D · 54.0/100 composite

This collector has a poor complaint record with above-average complaints and below-average response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of D: Bonded Adjustment Company ranks ahead of 22% of the 5,283 collectors PlainCollector grades - 78% keep a cleaner CFPB record, on 25 all-time complaints and a 76% timely-response rate.

22nd pct
reputation rank of 5,283 graded collectors
25
CFPB complaints, all-time
76%
answered inside the CFPB window
0
in the last 12 months (falling)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Bonded Adjustment Company?

Bonded Adjustment Company has accumulated 25 total CFPB complaints across 3 states, with 0 filed in the most recent 12 months against 25 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.

The dominant consumer grievance logged with the CFPB is "Cont'd attempts collect debt not owed", narrowing to "Debt is not mine". The company posts a 76% timely-response rate against a 40% consumer-dispute-after-response rate.

Complaints have been recorded across 3 states, led by Washington with 22 and Hawaii with 1. Normalized against the full CFPB collector database, the reputation score of 54.0/100 places Bonded Adjustment Company in grade band D.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

25

low-volume (CCDB)

Last 12 months

0

0.0% of all-time complaints

Falling ↓

States active

3

limited footprint

Timely response rate

76%

acceptable band

Consumer disputes

40%

high (vertical avg ~19%)

Reputation grade

D

54.0/100 composite

How does Bonded Adjustment Company's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

54 Bottom 22% higher than 22% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). This entry sits in this band. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Bonded Adjustment Company versus the debt-collection vertical average.

Timely response within SLA 76.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 40.0%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 5.4%

Share of US states + territories with at least one filed complaint against this collector.

How does Bonded Adjustment Company compare to its peers?

How does BONDED ADJUSTMENT COMPANY compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
BONDED ADJUSTMENT COMP… National average
Complaints (last 12 mo)lower is better
0
0
268
Timely-response ratehigher is better
76%
92%
91%
Consumer-dispute ratelower is better
40%
8%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2017-10 2026-03

Issue Detail Breakdown

Issue Sub-Issue Complaints
Cont'd attempts collect debt not owed - 8
Written notification about debt - 5
Taking/threatening an illegal action - 3
Attempts to collect debt not owed - 2
Communication tactics - 2
Disclosure verification of debt - 2
Improper contact or sharing of info - 2
Threatened to contact someone or share information improperly - 1

Where do complaints against Bonded Adjustment Company come from?

Bonded Adjustment Company's own per-state count, not a national baseline.

Top states by complaints against Bonded Adjustment Company

Across 3 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Bonded Adjustment Company contacts you

A grade of D signals how Bonded Adjustment Company's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Bonded Adjustment Company and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Bonded Adjustment Company ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Bonded Adjustment Company? ▼

The most common issue consumers report about Bonded Adjustment Company is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 25 complaints filed with the CFPB.

Are complaints against Bonded Adjustment Company increasing or decreasing? ▼

Complaints against Bonded Adjustment Company are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Bonded Adjustment Company's reputation grade? ▼

Bonded Adjustment Company has a reputation grade of D (score: 54.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Bonded Adjustment Company respond to consumer complaints? ▼

Bonded Adjustment Company has a 76% timely response rate to CFPB complaints. Consumers disputed the company's response in 40% of cases.

In how many states does Bonded Adjustment Company operate? ▼

Bonded Adjustment Company has received CFPB complaints from consumers in 3 states, with the most complaints from Washington (22 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.